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Should one really cut up a credit card?
I came across this link on Quora. It’s an article from Forbes about why a rewards card ought not to be used. Do you think it makes sense? Or is Forbes just writing nonsense?
The headline is sensational (and both Forbes and Chris Elliot tend towards being ridiculous), but the fundamental advice is sound — if you aren’t informed about a product, you really shouldn’t be purchasing it.
That includes everything from a smart fridge priced at 4x what a basic model would cost, to a rewards credit card that is only valuable if you understand how the benefits work in practice.
Especially true if you’re dealing with your elderly relatives. Many of my friends force products in their parents who have no concept of how to use them.