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Answers (2)

Sapphire vs. Ink Plus

by CPTdave New Member May 27, 2016, 2:34 pm

Sapphire vs. Ink Plus

CPTdave New Member
May 27, 2016, 2:34 pm

Id like to know if anybody has explored the efficacy of holding the Chase Business Ink Plus as their primary premium UR points generating card versus the Chase Sapphire Preferred. I don’t want to have 2 $95/year cards if I don’t have to. Thoughts?
PhatMiles Member
May 27, 2016, 3:52 pm

At this moment, I am in that boat.
I used to have a Sapphire and Ink Plus. But now got rid of the Sapphire (downgraded to Freedom Unlimited).
If your card portfolio entitles you to 2X at all travel you should look in to one of these:
[B]Downgrade to Sapphire (not preferred)
Downgrade to Freedom Unlimited[/B] – if you value UR much and are concerned of the 5/24 rule consider this. Else, apply as a new card. If you downgrade now, you are forfeiting the signup bonus (15000 points)
[B]Downgrade to Freedom – [/B]Same logic applies regarding signup bonus as above. If you already have a freedom, a 2nd freedom card comes in handy if you maximize the quarterly 5X promos easily.
[B]Of course, you can cancel as well.[/B]

I actually applied for Citi ThankYou Premier card for myself since that gets 3X at all travel including gas.