Questions and Answers

I saw your post back in 2014 regarding CSP Baggage Delay Benefit ([URL]http://onemileatatime.boardingarea.com/2014/01/29/chase-sapphire-preferred-baggage-delay-benefit/[/URL]). I have two clarification questions regarding this benefit as follows:

The coverage amount/period is “Up to $100 per day for a maximum of 5 days.” Assuming that the baggage is delayed by 10 days,

1) Do I need to make 5 purchases in 5 days, $100 each per day? Let’s say if I make only one purchase on day 4 with the total of $500, would that work?

2) If I don’t make a purchase on day 1-5, can I still make a purchase on day 6 and claim that expense?

Thank you,

Welcome [USER=3329]@gdsquare[/USER] –
Based on the language you’ve quoted I don’t think they’d reimburse you for a single $500 charge. I believe the intent is that each day you purchase just what you need to get through that day until your luggage arrives.

As for your second question I can only guess. If your flight arrived at, say, 10 PM with no luggage, you might not need anything right then to get through the night. So does that count as day 1? I don’t know. If it did, it wouldn’t seem unreasonable to me that on day 6 you could claim a final $100. But if you didn’t purchase on days 1-5 and then make a purchase on day 6? I have no idea.

But I am not a lawyer so take that with a huge grain of salt!

[QUOTE=”MidSouth Skier, post: 33113, member: 184″]Welcome [USER=3329]@gdsquare[/USER] –
Based on the language you’ve quoted I don’t think they’d reimburse you for a single $500 charge. I believe the intent is that each day you purchase just what you need to get through that day until your luggage arrives.

As for your second question I can only guess. If your flight arrived at, say, 10 PM with no luggage, you might not need anything right then to get through the night. So does that count as day 1? I don’t know. If it did, it wouldn’t seem unreasonable to me that on day 6 you could claim a final $100. But if you didn’t purchase on days 1-5 and then make a purchase on day 6? I have no idea.

But I am not a lawyer so take that with a huge grain of salt![/QUOTE]

Thank you MidSouth. The thing is I was too sick on the first day to make any purchase and the second day is Canada day (July 1st) so most of the stores are closed. It would be a pity if I can get only $300 instead of $500.