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Citicards changes to rental car insurance terms?
I’ve seen that citibank is rolling out changes to the terms of the insurances that come with their cards – the new terms include significant limitations and I was surprised today to see them apply also to the Citi Prestige Card.
One in particular that’s worrisome is the new conditions around car rental insurance:
[INDENT][INDENT][I]Worldwide Car Rental Insurance: You may be reimbursed up to a maximum of $75,000. Program coverage won’t apply to charges or expenses for the loss of use of the rental car, rental agency fees, or taxes. [/I][/INDENT][/INDENT]
Quite often, the rental car companies (try to) charge quite a lot in “loss of use” and other fees when they have to repair a car after an accident. Not covering these fees is a significant gap in their insurance coverage. Doesn’t this make the insurance coverage from citibank much less valuable?