Questions and Answers

Do you think the Chase Sapphire Preferred card OR the Barclay Arrival Plus is better? I now have both but just want to keep one. Barclay is double miles on ALL purchases and a 5% of your miles back toward next redemption. I only plan to use either card for an airline ticket . I also have a United Mileage card to get FREE Baggage. With the Chase Sapphire, I can directly transfer my miles to UNITED airlines and then get a ticket with Free Baggage. With Barclay, I have to pay for any airline ticket and then pay separately for baggage. I go to Hawaii and Disney Flordia Every year, so that would be another $ 100.00 for baggage. What do yo think is a better card for myself?

They are both good cards but ideally used for different things. The CSP is good for transferring points to book award tickets. You usually get maximum value for expensive international flights although expensive tickets to Hawaii would also yield good value. The UA card provides free baggage as long as you use that card on your reservation (I think paying taxes and fees should work too). The Arrival + allows you great flexibility in terms of booking whatever paid flight you want and with the travel rebate. If you don’t mind traveling economy I would stick to a cash back card. Keep the Arrival + for the first year and use the sign up bonus. Then switch to a no-annual fee 2% card like the Fidelity Visa or Citi Double Cash.