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Chase reserve medical evacuation benefit

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Amex or JetBlue MasterCard

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Amex Platinum vs Chase Reserve

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Lyft Cash: No Longer Earns Chase UR Points

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Amex Plat-$50 offer for Best Buy & Home Depot

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Platinum Confusion – Marriott Brilliant Amex

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Miles & More European Credit Cards 50% Devaluation

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Timing about canceling one card and applying for another

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Can’t find Blue Business Plus

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Annual fee for Virgin Atlantic M/C

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Answers (3)

Chase cancelling my card

Chase cancelling my card

  1. Debo

    So I just received a cancellation notice from Chase this week, with the reason being a [B]lack of activity[/B] on my card. Rather than an UR earning card, this is for my old United Mileage Plus no-annual fee card I opened 15 or more years ago.

    With all of my spending on other points/miles earning cards, I don’t think I’ve had a charge on this card in at least 8 years. I’ve only kept it for the long perfect credit history and never running into a 5/24 issue with Chase.

    Should I try to fight this cancellation with Chase to keep the credit history? Or just let it go… and further reduce the chance of a 5/24 problem in the future. The rest of my credit is stellar, but with only one other no-fee card having more than 3 years of history. Should I expect my FICO score to drop much at all losing one card?

  2. David W

    I’d try to negotiate to keep the card open since it’s got such a long credit history. Having it cancelled will have an impact on your credit score though it’s less of an impact if you have a few cards with an equally long or longer history.

  3. MidSouthSkier

    I agree with David. Can you set up some monthly, or even annual, recurring charge and set the account up on autopay? Having a card open for that long is definitely helping your AAC if all your other cards are 3 years old or less.

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