Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!

This space is intended to be more of a community as well, so please jump in and share tips!

Filter by:

Chase reserve medical evacuation benefit


Amex or JetBlue MasterCard


Amex Platinum vs Chase Reserve


Lyft Cash: No Longer Earns Chase UR Points


Amex Plat-$50 offer for Best Buy & Home Depot


Platinum Confusion – Marriott Brilliant Amex


Miles & More European Credit Cards 50% Devaluation


Timing about canceling one card and applying for another


Can’t find Blue Business Plus


Annual fee for Virgin Atlantic M/C


Ask a Question

Everyone can read and comment, but you must login to post a new comment.

Answers (3)

Chase cancelling my card

Chase cancelling my card

  1. Debo

    So I just received a cancellation notice from Chase this week, with the reason being a [B]lack of activity[/B] on my card. Rather than an UR earning card, this is for my old United Mileage Plus no-annual fee card I opened 15 or more years ago.

    With all of my spending on other points/miles earning cards, I don’t think I’ve had a charge on this card in at least 8 years. I’ve only kept it for the long perfect credit history and never running into a 5/24 issue with Chase.

    Should I try to fight this cancellation with Chase to keep the credit history? Or just let it go… and further reduce the chance of a 5/24 problem in the future. The rest of my credit is stellar, but with only one other no-fee card having more than 3 years of history. Should I expect my FICO score to drop much at all losing one card?

  2. David W

    I’d try to negotiate to keep the card open since it’s got such a long credit history. Having it cancelled will have an impact on your credit score though it’s less of an impact if you have a few cards with an equally long or longer history.

  3. MidSouthSkier

    I agree with David. Can you set up some monthly, or even annual, recurring charge and set the account up on autopay? Having a card open for that long is definitely helping your AAC if all your other cards are 3 years old or less.

Sign in to help answer questions.