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“Charge” card
I have had a Diners Club card for quite a while. I am planning on giving it up as soon as I transfer out the balance of award points. Given that the Diners Club doesn’t allow you to carry a balance and thus does not have a true credit limit, will the hit to my credit be the same as cancelling a “credit” card?
According to Nerd Wallet, it doesn’t really have an impact on your score since it’ll be listed as a revolving credit line. However, the longer you have your account open, the longer your credit history, which will affect your score.
[URL]https://www.nerdwallet.com/blog/credit-cards/charge-card-affect-credit-score/[/URL]
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