Questions and Answers

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Remaining Chase 5/24 slots

1

Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

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Answers (2)

“Charge” card

“Charge” card

  1. Anonymous

    I have had a Diners Club card for quite a while. I am planning on giving it up as soon as I transfer out the balance of award points. Given that the Diners Club doesn’t allow you to carry a balance and thus does not have a true credit limit, will the hit to my credit be the same as cancelling a “credit” card?

  2. David W

    According to Nerd Wallet, it doesn’t really have an impact on your score since it’ll be listed as a revolving credit line. However, the longer you have your account open, the longer your credit history, which will affect your score.

    [URL]https://www.nerdwallet.com/blog/credit-cards/charge-card-affect-credit-score/[/URL]

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