Questions and Answers

Dear lucky, I recently checked my credit score it was 580 and 603 my problems aprox 6 to 7 years ago amaingly i applied for a card capital one and they issued me a $300 balance which is a start but my question is i travel only to ghana and i would like your help on how I can get best rates and free miles etc etc i appreciate your help thks Art

Art you need to invest the time to improve your credit score. I believe after 7 years old records drop off your credit history so that will help. Make sure to use your Capital One card for small expenses every month and pay it off on time. After a year or so once your credit score improves, start considering miles and points cards.

And when your credit score improves [USER=79]@Gaurav[/USER] says ditch the Capital One

[URL]http://onemileatatime.boardingarea.com/2015/08/04/capital-one-venture-card/[/URL]

There are much better card out there, but you should stick to the Capital One for now.

You could keep it if it doesn’t have any fees or downgrade to a version with no fees but as [USER=268]@No Name[/USER] says, stop using it once you get other cards.