Link: Apply now for the Chase Sapphire Reserve® Card
The Chase Sapphire Reserve® Card has just undergone a full refresh. The card’s annual fee has increased to $795, but the card is also getting a slew of new benefits. Among other things, the card is introducing a new $300 annual dining credit. In this post, I want to take a closer look at how that works, as there’s a bit of nuance to using it.
In this post:
What is the Chase Sapphire Reserve $300 dining credit?
With its refresh, the Chase Sapphire Reserve offers up to $300 in dining credits annually. Note that this benefit applies effective immediately for new cardmembers (as of June 23, 2025), and as of October 26, 2025, for existing cardmembers. So, how does this benefit work, exactly?
- The card offers an up to $150 statement credit semi-annually, once in January through June, and once in July through December
- The credit can be used across one or multiple purchases, until the $150 limit is reached
- The credit automatically posts for dining purchases at select restaurants, up to the maximum, with no registration required
- To qualify, the eligible card must be used for the dining purchase, though it doesn’t matter how you booked your reservation
- Certain types of purchases may not be identifiable and will not qualify, like delivery and takeout, merchandise and gift cards, purchases made through digital wallets, etc.
- It can take six to eight weeks for statement credits to appear on billing statements
At which restaurants does the dining credit work?
Many people have been wondering at which restaurants the Chase Sapphire Reserve $300 dining credit can be used. This can be a bit confusing, because if you go to this link, you’ll see the Sapphire Reserve Exclusive Tables portal, which can be accessed by entering your card number.
That shows a lot of restaurants at which members can get priority reservations. However, that’s different than the list of restaurants at which the credit can be used. Here’s the full list of restaurants eligible for the Chase Sapphire Reserve $300 dining credit, organized by city (of course this can change over time):
- In Atlanta, restaurants include Canoe, Little Sparrow, Mujo, Ray’s On The River, The Alden, The Garden Room, The Optimist, and Yebo Beach Haus
- In Austin, restaurants include Clark’s Oyster Bar, Comedor, dipdipdip Tatsu-ya, Emmer & Rye, Este, Hestia, Kemuri Tatsu-ya, La Condesa, OKO, Perla’s Seafood and Oyster Bar, Red Ash Italia, and Suerte
- In Boston, restaurants include Bistro du Midi, Celeste, Grill 23 & Bar, La Royal, Mahaniyom, The Banks Seafood and Steak, Toro, and Uni
- In Charleston, restaurants include Ma’am Saab, Oak Steakhouse, Southbound, and Tempest
- In Chicago, restaurants include Akahoshi Ramen, Alla Vita, Anelya, Asador Bastian, avec River North, avec West Loop, Boka, Brasero, Bronzeville Winery, Cariño, Chicago Cut Steakhouse, Daisies, Fioretta, Hawksmoor Chicago, Khmai, Kumiko, Mariscos San Pedro, Mirra, Momotaro, Moody Tongue, Mott St, PERILLA steakhouse, ROOP Chicago, Sepia, Thattu, The Publican, and Valhalla
- In Dallas, restaurants include El Carlos Elegante, José, Mister Charles, Nick & Sam’s Steakhouse, Sister Restaurant, Tei-An, and Town Hearth
- In Denver, restaurants include A5 Steakhouse, Alma Fonda Fina, Ash’Kara, BRUTØ, Cozobi Fonda Fina, Frasca Food and Wine, Kumoya, Restaurant Olivia, Rioja, Sunday Vinyl, and Tavernetta
- In Detroit, restaurants include Baobab Fare, Bar Pigalle, BARDA, and Oak & Reel
- In Hawaii, restaurants include Hau Tree, Kaimuki Shokudo, Lineage Maui, MW Restaurant, Nami Kaze, Senia, and The Pig and The Lady
- In Houston, restaurants include Agnes and Sherman, BCN Taste & Tradition, Brasserie 19, ChopnBlok, Kiran’s, Lees Den, March, Maximo, Októ, Rosie Cannonball, Street To Kitchen, and Turner’s Cut
- In Las Vegas, restaurants include Esther’s Kitchen, Harlo Steakhouse & Bar, Hell’s Kitchen – Caesars Palace Las Vegas, La Strega, Momofuku, Nobu – Caesars Palace Las Vegas, Top of the World Restaurant – The STRAT Hotel, and Vanderpump à Paris
- In Los Angeles, restaurants include Amiga Amore, Camélia, chi SPACCA, Delilah, DiDi, Dunsmoor, Gjelina, Gjusta, Gwen, Harriet’s, Loreto, Majordomo, Mélisse, Meteora, Pasjoli, Petit Trois Le Valley, Ronan, Somni, Steak 48, Stella, Super Peach, The Nice Guy, Vespertine, and Xuntos
- In Miami, restaurants include Ariete, Blue Collar, Delilah, Doya, EntreNos, Eva, Ghee – Downtown Dadeland, Krus Kitchen, L’Atelier de Joël Robuchon, Los Felix, Luca Osteria, Nami Nori Design District, Phuc Yea, Stubborn Seed, The Den, and Zitz Sum
- In Milwaukee, restaurants include Bavette La Boucherie, DanDan, and EsterEv
- In Minneapolis, restaurants include Baldamar, Manny’s Steakhouse, and P.S. Steak
- In Nashville, restaurants include Bad Idea, Bastion, Choy, Harriet’s, Henrietta Red, International Market, Locust, Pelato, and Yolan
- In New Orleans, restaurants include Brennan’s, GW Fins, Jewel of the South, La Petite Grocery, Muriel’s Jackson Square, Restaurant August, San Lorenzo at Hotel Saint Vincent, Shaya, Tableau, and The Bower
- In New York, restaurants include Altro Paradiso, Aska, Bar Kabawa, Bar Miller, Brass, Casa Mono, Chez Fifi, Demo, Di An Di, Estela, Falansai, Gjelina – New York, Hawksmoor, IRIS, Kabawa, Koloman, l’abeille, Le B., Lodi, Momofuku Noodle Bar Downtown, Momofuku Noodle Bar Uptown, Moody Tongue Sushi, Noz Market, Odo, Phoenix Palace, Pig and Khao, Potluck Club, Roscioli, Sappe, Scarr’s Pizza, Strange Delight, Sushi Ichimura, Sushi Noz, The Golden Swan, and The North Fork Table & Inn
- In Philadelphia, restaurants include a.kitchen, High Street, Honeysuckle Provisions, Jean-Georges, Mawn, Ogawa Sushi & Kappo Omakase, SkyHigh, Tabachoy, Vernick Fish, and Vetri Cucina
- In Phoenix, restaurants include Chilte, Christopher’s at Wrigley Mansion, Course, Fat Ox, Geordie’s at Wrigley Mansion, Latha, the larder and the delta, The Mission – Old Town Scottsdale, and Lom Wong
- In Portland, restaurants include Arden, Canard – Burnside, De Noche, Dolly Olive, Han Oak, Hayward, Jeju, L’Orange, Nodoguro, Oma’s Hideaway, and Shalom Y’all
- In San Antonio, restaurants include Clementine
- In San Diego, restaurants include Animae, Casa Gabriela, C-Level, Coasterra, Herb & Sea, Herb & Wood, Ironside Fish & Oyster, Island Prime, Jeune et Jolie, Juniper and Ivy, Kettner Exchange, KINDRED, Marisi, Paradisaea, Solare Ristorante Lounge, The Marine Room, The Whaling Bar, and Vintana Wine & Dine
- In San Francisco, restaurants include Angler, Aziza, Bodega SF, Burdell, Che Fico, Ciccino, Gary Danko, Little Shucker, Niku Steakhouse, Nisei, O’ by Claude Le Tohic, Popoca, Saison, Saison Cellar & Wine Bar, Selby’s, SingleThread Farms, and The Progress
- In Seattle, restaurants include Atoma, Cafe Juanita, Lark, Takai by Kashiba, Tomo, and Westward
- In Washington D.C., restaurants include Amazonia, Bresca, Causa, Dauphine’s, El Taller del Xiquet, Service Bar, The Duck and the Peach, Thip Khao, and Xiquet by Danny Lledó
If you want to see the list for yourself, follow this link, click on the “dining” tab, and then scroll down to where you see “Sapphire Reserve Exclusive Tables” hyperlinked. You’ll see the list if you click there.
How useful is this Chase Sapphire Reserve dining credit?
Nowadays premium cards largely have high annual fees, and it’s possible to get outsized value, but it can take some effort. With that in mind, the Chase Sapphire Reserve dining credit is probably going to be pretty polarizing. As is often the case, the perks of this card favor those who live in major cities.
For me, this new dining credit is basically good as cash. I live in Miami, and there are several restaurants on the list that I frequent. For example, I go to Doya at least once a month. So I’ll easily get $300 of value out of that per year. Awesome, because for me, that more than offsets the annual fee increase.
That being said, of course others will feel differently. If you wouldn’t otherwise visit the restaurants on the list, then the credit suddenly becomes a lot less valuable. So everyone will have to do the math for themselves, but I figure it’s useful to at least know which restaurants are on the list.
Bottom line
The Chase Sapphire Reserve has a new $300 annual dining credit, with a credit of up to $150 every six months. This is available at a limited number of restaurants in major cities. If you’d otherwise frequent these restaurants, then this is awesome, and basically good as cash. Meanwhile if you don’t live in a major city and/or wouldn’t frequent these restaurants, it’s a different story.
While I wish the list of eligible restaurants were bigger, personally I’m a happy camper, since some restaurants that I frequent are on the list.
What do you make of the Chase Sapphire Reserve $300 dining credit?
No restaurants in New Jersey? I would think there are some food-worthy restaurants that could have made the list. If not, I'll have to go across the border and that's mighty inconvenient.
Correction on the dates!
I applied for the new CSR on June 24 (under the new program) and received the card on the 26th. If I dine at one of the CSR openTable restaurants on June 28th and spend $200, does the $150 discount apply? And will I receive a new $150 credit from July 1, 2025, to December 31, 2025?
That's the same question I want to ask. The credit is given based on the charge date or the post date?
I applied for the new CSR on June 24 (under the new program) and received the card on the 26th. If I dine at one of the CSR openTable restaurants on June 28th and spend $200, does the $150 discount apply? And will I receive a new $150 credit from July 1, 2026, to December 31, 2026?
Probably not interesting at all for many people but living in Miami myself, there’s several restaurants on there that I go to frequently. If this is as easy as it sounds it’s effectively a $300 reduction in annual fees. All good.
way way too limited on restaurants
how about chase just applies the credit to the purchase
which would be very customer friendly and keep me from using my amex platinum
thanks
0 restaurants in St. Louis!
Perhaps this was asked....thank you for the write up! With changes starting June 23....does that mean I have one week to cash in on the first half of the year $150 restaurant benefit?
yes
If you want $150 back every six months for restaurants featuring foods you never heard of, at prices you would never dream of paying, then you've come to the right place. Only if you're one of those urban foodies obsessed with the latest hot restaurant regardless of price or real quality can this rebate possibly be of use. I know with the CSR price hike Chase is going for the young, sophisticated and rich crowd...
If you want $150 back every six months for restaurants featuring foods you never heard of, at prices you would never dream of paying, then you've come to the right place. Only if you're one of those urban foodies obsessed with the latest hot restaurant regardless of price or real quality can this rebate possibly be of use. I know with the CSR price hike Chase is going for the young, sophisticated and rich crowd to whom money is no object but it's completely abandoning those longtime cardholders that made CSR so popular in the first place. Thanks for nothing, Chase.
Food you've never heard of. That's a bit much.
I don't see Gjusta (Los Angeles) on the Opentable link. Not surprising, as it's a casual spot that does not take reservations. But where does Chase confirm that it is eligible for the credit as reported here?
In theory, the benefit of having a $300 dining benefit is excellent
The negative part is the limitations and the type of restaurants where you use the credit happen to be expensive and not in all locations
I don't live in any of these cities but have a Hawaii trip coming up. Figured I could use it there. Most of those restaurants have nothing my teen will eat and he's not that picky, plus the plates mostly start at over $50 each. We'd have to go out of our way to eat there.
It sucks. The dining list is too small, all too expensive as well. I'll miss the priority rental car coverage, and because I often rent cars, Amex Bus Platinum coverage will cost me more, but this is just a terrible restructuring of one of my favorite cards ever. As for 3 dining points, I get 6 on Amex Hilton Surpass and 5 on IHG so why even make this card a consideration for dining? Hate it.
So for existing card members, this is not available until October? And then biannually Jan-Jun, and July-Dec? of October Plus 6 months..?
OpenTable App now looks to feature the Chase Exclusive Table "benefit" in searching after you've added the CSR to it. The list is longer, and while those in Ben's list (from the Chase benefit site list) are in there, I wonder if the OpenTable list is the more comprehensive one.
Not a great list. Watch out, AMEX is coming!
Oh good for yoooooooou!!!!
This card increased its fee, while reducing value for many customers. There are other cards offering better rewards/points for less $. I will switch before my annual fee comes due. After all, WE are the customer!
So just to be crystal clear, if I currently have a CSR, this will only apply to reservations after the October date (and current users will only get $150 this calendar year)?
This is such an insanely small list. I even live in one of these cities and have been to some of these restaurants and its still stupidly restrictive. Like, there are enough restaurants in my city I don't want to go to the same 10 of them over and over.
The $300 restaurant credit coupled with the increase in the annual fee is for me basically an exit announcement. The credit is limited cumbersome and not useful. I valued my CSR but this heads me towards cancellation with a sour taste.
Any idea if this is the credit is based on the transaction date or the post date? The fine print reads this, which implies the former, but I kind of doubt it? Asking since I happen to have a reservation on 6/30.
> A statement credit will be automatically applied to your account for dining purchases at select restaurants up to a maximum accumulation of $150 in statement credits from January 1 through June 30...
Any idea if this is the credit is based on the transaction date or the post date? The fine print reads this, which implies the former, but I kind of doubt it? Asking since I happen to have a reservation on 6/30.
> A statement credit will be automatically applied to your account for dining purchases at select restaurants up to a maximum accumulation of $150 in statement credits from January 1 through June 30 and up to $150 from July 1 through December 31, for a total maximum accumulation of $300 in statement credits each calendar year. Calendar year means January 1 through December 31 of that same year. To qualify, dining purchases must be identifiable by Chase as having been made directly with the select restaurants. Certain types of purchases may not be identifiable and will therefore not qualify; for example, delivery and takeout, merchandise and gift cards, and purchases made through digital wallets, third-party payment accounts, or processed by the restaurant with a mobile or wireless card reader. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. The $300 Annual Dining Credit must be available at the time qualifying purchases are made to be applied to your account. We may reverse statement credits if an eligible purchase is returned, canceled, or modified or if you close your account within 90 days of receiving a statement credit. For more information, including the list of select restaurants, go to OpenTable.com/Sapphire-Reserve-Dining or call the number on the back of your card. The list of select restaurants is subject to change.
nothing near me
This isn't the whole list. When I click "restaurants near me" it pulls up an option in West Palm Beach, FL.
yes one restaurant in all of south east florida (minus Miami)!
I went to the Dining link looking for the list of restaurants. I still can't see it. I'm looking for Orlando restaurants.
I dumped CSR for CSP a couple of years ago, when the annual fee went from 450 to 550. 795 is insane. Chase took a great product and ruined it.
Just hoping Chase doesn't ruin CSP now, although I am already using my Hilton Amex card more.
Like many here, I have had the CSR since its inception. But this dumbing down of what had been a useful and attractive program is mind-numbing. Thanks to some previous comments, I now realize that the Chase points I had been accumulating to book a transatlantic premium airline ticket at 1.5x is a mirage, and one can often do better buying for cash. Now I see this huge fee increase and a dining "deal" that...
Like many here, I have had the CSR since its inception. But this dumbing down of what had been a useful and attractive program is mind-numbing. Thanks to some previous comments, I now realize that the Chase points I had been accumulating to book a transatlantic premium airline ticket at 1.5x is a mirage, and one can often do better buying for cash. Now I see this huge fee increase and a dining "deal" that is like picking the curtain behind which are twelve cases of sardines, instead of the one with a new BMW 3 series. When I go out to dinner it is going to be based upon the quality of the food and the ambiance, and not based upon some pre-selected restaurants with many of dubious repute. Like many here, I will be giving up my CSR when the time comes for renewal at the new ridiculous rate.
So.. in Atlanta all 50 - 100+ but not gonna include any Michelin stars. Impressive. Cool.
Can it be used in someway to remotely purchase a gift card?
Can it be used to somehow pay remotely and not in the restaurant itself?
I like nice restaurants but I hate many on this list. They're the type where you have to book 6+months in advance and maybe more like gary danko and the restaurants are generally really insufferable even if the food is great. I'm not even going to bother. Even Amex Resy credits will honor take out. The road to $795 is pretty difficult.
This list is a complete joke making this “credit” hilariously misleading. At first I thought the credit could be used for any of the restaurants on the exclusive tables list which already is limited but no. The list of available restaurants is actually laughable. The Edit credit is another one that’s completely useless since those hotels are extremely overpriced. Personally this about confirms the end of this card for me. I’ve had it since 2017...
This list is a complete joke making this “credit” hilariously misleading. At first I thought the credit could be used for any of the restaurants on the exclusive tables list which already is limited but no. The list of available restaurants is actually laughable. The Edit credit is another one that’s completely useless since those hotels are extremely overpriced. Personally this about confirms the end of this card for me. I’ve had it since 2017 and can’t wait to use up my points and cancel it. I’m done with these coupon book cards. Going back to cash back setup and call it a day.
Thank you for this!! I was having a hard time narrowing down the actual list of “participating” restaurants!!
Ben - thank you for updating the article on where to find the restaurant list.
This list is an absolute joke. This is the end of an era for me and most people I know. CSR revolutionized the travel and credit card space and I'm sad to see how drastic and bad these changes are.
I'll stay until my annual fee is up then I'm out. Hope that I get approved for the Cap...
Ben - thank you for updating the article on where to find the restaurant list.
This list is an absolute joke. This is the end of an era for me and most people I know. CSR revolutionized the travel and credit card space and I'm sad to see how drastic and bad these changes are.
I'll stay until my annual fee is up then I'm out. Hope that I get approved for the Cap One Venture X. In the end, it might work out better since CapOne has a lounge at my home airport and Chase does not.
Are there any Non-US restaurants that could use?
@ marklee -- There aren't.
The list in NY is surprisingly good. And actually includes some 'hard to book' spots with availability for tonight, even. I don't know how long that'll last but fairly impressed. Of course this benefit is going to be way less valuable for people outside of major cities. If you are - I think this is actually as good as cash.
Just curious--how many of those are in or near Midtown or the Theater District, which would be useful for people coming in from out of town. Any? I went through the list briefly and was struggling.
@DSK most are downtown, some midtown and UWS. I don't think tourists going south of 23rd St is the barrier it once was (Noodle Bar and Ichimura are complete tourist traps now, for example) and CSR marketing has really tried to target the younger affluent demographic for whom going out in places like Williamsburg/Bushwick is more appropriate, many of them prob don't bother to go into the city on a weekend night.
My tip is take the $300 and spend it all on Scarr's.
"That shows a lot of restaurants at which members can get priority reservations. However, that’s different than the list of restaurants at which the credit can be used."
How are we supposed to know (aside from this article) which ones are included? It doesn't seem to be indicated anywhere on that website and if I were eating at, say, Fork in Philadelphia, I would expect that to be included based on the information provided by Chase so far.
A little confused here - the link shows far more restaurants in Seattle under the Sapphire Reserve Exclusive Tables list. 17 restaurants that I can see, compared to the 6 listed here. Philadelphia is also missing at least one (Fork). Am I looking at the wrong list somehow?
Nothing within a 2 hour drive of Savannah. So probably won't ever get to use it, unless I happen to be traveling in city and can get a reservation.
duhhh - Charleston
This perk seems easy enough to use so can attribute full value. Unlike the $500 hotel credit through edit, which i doubt will be used by significant amount of cardholders.
Surprisingly great list of restaurants in Chicago
As mentioned below, I am still confused about where to get this list of restaurants, as the terms on Chase's site redirect you to Open Table for the full list of restaurants - if you then search by city on that page, it displays 3-4 times the number of restaurants listed here.
If the list of eligible restaurants is in fact the smaller one that Ben posted, then this is really absurd. I live in...
As mentioned below, I am still confused about where to get this list of restaurants, as the terms on Chase's site redirect you to Open Table for the full list of restaurants - if you then search by city on that page, it displays 3-4 times the number of restaurants listed here.
If the list of eligible restaurants is in fact the smaller one that Ben posted, then this is really absurd. I live in one of these cities and frequently dine out. Not only have I never been to any of these restaurants, I've never even heard of any of them
I'm not opposed to the idea of dining credits in general. But having a credit only eligible at a list of restaurants (which can change in time) is a bit much, This is why in the coupon book war, I think Amex is winning. Resy dining credits > this. Uber > Lyft (Uber is available internationally and is good for Uber Eats orders). I prefer Equinox over Peloton, but I know some will disagree.
Yep, not to mention the Amex Uber credit is applied flawlessly and credits neatly stack between cards (e.g., Gold +Platinum). The Chase Lyft credit is more restrictive, and it drives me nuts how you have to pay with the Sapphire itself to get the perks. Amex you can pay with whatever card you like.
Regarding Amex, not anymore. Now you have to use the Amex Platinum card to get the Uber credits.
https://account.chase.com/sapphire/reserve/benefits
Click on dining tab and click on the link Sapphire Reserve Exclusive Tables to get the full list
When you click on the link on that page, scroll to dining, and click on the asterisk for the terms & conditions, it tells you to go to the link below for the full list of restaurants, which then displays a much longer list of restaurants than what Ben has included
OpenTable.com/Sapphire-Reserve-Dining
For Ben this is as good as cash.
For most people this is as good as trash.
Ben,
Where did you find this list? assuming somewhere on chase’s website?
This is similar in operation to the dining credit on the UK version of Amex Plat.
Where can we find that list of restaurants or how did you figure this out? As you noted, it can change over time so if Chase is maintaining a list it would be good to know where that is.
https://www.opentable.com/c/chasedining/ then click "Explore restaurants by city"， this is not the list???
I'll be honest, I opened this story expecting to write a sarcastic comment about silly coupon-style credits and Ben overpromoting this card...
But those Vegas credits are nice and essentially as good as cash to me. I'm not going to go out of my way to track down a covered restaurant in any other city (where driving or train-hopping would be required), but Momofuku, Nobu, and Vanderpump Paris? Easy. Heck, just order a few rounds...
I'll be honest, I opened this story expecting to write a sarcastic comment about silly coupon-style credits and Ben overpromoting this card...
But those Vegas credits are nice and essentially as good as cash to me. I'm not going to go out of my way to track down a covered restaurant in any other city (where driving or train-hopping would be required), but Momofuku, Nobu, and Vanderpump Paris? Easy. Heck, just order a few rounds of drinks at Vanderpump and you're in the clear.
Not enough by itself to make me upgrade from CSP but perhaps if the LAS lounge turns out to be God Mode then I'll (reluctantly) bite.... I just don't see it outperforming the CapOne lounge though.
Got it. So if you don’t live in a major city, Chase no longer wants your business.
Right, because people who live in small cities never travel to big cities.
In all seriousness, we're only talking $150/6 months... if it was a $50 *monthly* credit I would see your point as that would definitely favor those in large metros, but if you don't travel once every six months this is unlikely to be the most desirable card for you in the first place, no?
I travel quite a bit but not to large US cities. There is a Resy restaurant in my small coastal resort town with pop 1000. So at least I can use Amex gold there. This list is useless to quite a lot of people.
People who live in smaller cities often travel internationally, not necessarily to big US cities every 6 months. And when they do, they may have favorite restaurants and limited time. I don't want to spend my trips to NYC on a coupon book scavenger hunt for an $800 AF card.
Is the credit for a single use only or can it be combined up to the maximum? In other words, if I spend $100 in each of two visits to the same or different restaurants during the same 6 month period, do I get a $100 credit and lose the remaining $50!or do I get $100 for the first restaurant and $50!for the second?
@ Ted -- It can be used across multiple transactions. I just updated the post to reflect that, thanks.
There’s another way of seeing if you jump through this hoop and then get your left knee all the way to the back of your neck you could probably get a $250 credit.
I don’t know about you guys, but I find all of this just too exhausting. That too after paying 800 bucks annually, I would pass.
I 100% agree with you, Manny. In general, credit cards with fees are only worth it if you come out *well and truly* financially ahead. For me, "well and truly" means in the ballpark of at least several hundreds of dollars (hence why my favorite CC is still the Hilton Aspire).
If you do not, then the mental stress/headache of dealing with all these coupons & credits -- not to mention potential opportunity costs --...
I 100% agree with you, Manny. In general, credit cards with fees are only worth it if you come out *well and truly* financially ahead. For me, "well and truly" means in the ballpark of at least several hundreds of dollars (hence why my favorite CC is still the Hilton Aspire).
If you do not, then the mental stress/headache of dealing with all these coupons & credits -- not to mention potential opportunity costs -- certainly isn't worth the $100 you come out ahead by the end of the year (and even then I would argue you're not really coming out $100 ahead because theoretically you could have invested some of that AF money...)
I don't think it is about "coming out ahead". I think the main perk is the lounge access. The secondary goal is not ''" coming out ahead" either, it is "getting back at least some (maybe most) of your money to lower the shock of the price"
They should've just made it a dining credit that can be used anywhere in the world, like with the Bonvoy Brilliant card. Who wants to have to go to one of these overpriced snob restaurants anyway. It's such a stupid marketing ploy. They think that everyone who would sign up for the CSR is a filthy rich, wasteful snob, and even if that were true, such people probably don't care about those credits. Instead of...
They should've just made it a dining credit that can be used anywhere in the world, like with the Bonvoy Brilliant card. Who wants to have to go to one of these overpriced snob restaurants anyway. It's such a stupid marketing ploy. They think that everyone who would sign up for the CSR is a filthy rich, wasteful snob, and even if that were true, such people probably don't care about those credits. Instead of giving actual real value in exchange for having the card, paying the steep annual fee, and giving Chase your business, they came up with what is effectively a "fake" benefit. It's also very misleading that they advertise this just as a "$300 yearly dining credit" in the big print, yet low and behold, it can only be used at a few overpriced snob restaurants. Yuck!
Noz Market is takeout. Why if I get something there would it code differently than if I ate there? where did you see anything about takeout
@ michael -- That's just something that is common in terms & conditions. The idea is simply to say that if you order takeout through an app, or something, it might not code that way. But if you make the purchase directly with the restaurant in-person, odds are that it should code correctly, and qualify for the credit.
What a ridiculously small list.
No kidding. Never heard of any of the listed DC restaurants. And it’s a very different list than I see when searching Chase Dining.
What is your source for this list? How do I know my credit will work
@ Staradmiral -- It's from the Chase website. There's no direct link, but it's a pop-up when you click on the terms for the dining credit.
Can I use the $150 for multi trip?
Pretty bold choice to make 38% of the AF much more recoupable to those in larger cities, although I would argue that most people who pay $795 for a credit card are almost certainly in one of those cities twice a year.
Also, will these restaurants get noticeably busier, especially with tourists? I would think very much so.
I’m in San Diego and there are a lot of great places on the list and a few we frequent.
I’m in Scottsdale a lot also and the Fat Ox is great.
Let’s see what restaurants it will be in 6 months!! Constant changes till all but the most vigilant of users gives up. I am tired of actuaries changing the arraignment over and over again. It reminds me of the old days of health insurance… or the current Medicare plans.
Ben, you were spot on in your original post on the changes when you said this card is significantly more beneficial for city dwellers compared...
Let’s see what restaurants it will be in 6 months!! Constant changes till all but the most vigilant of users gives up. I am tired of actuaries changing the arraignment over and over again. It reminds me of the old days of health insurance… or the current Medicare plans.
Ben, you were spot on in your original post on the changes when you said this card is significantly more beneficial for city dwellers compared to those in the rural areas.
Grubhub! I can’t find that service within 5 hours of me in Colorado, let alone any of these restaurants ;)
Do you know if we can get the first credit on June 23rd as existing card users even if our renewal date is past october?
@ Walter -- The new perks only apply as of late October for existing cardmembers, as I understand it.
This is so confusing. They should just make the lists the same. They advertise the benefit in their press release as:
"A new $300 annual dining credit and primetime reservations at Sapphire Reserve Exclusive Tables, available for booking on OpenTable. Sapphire Reserve Exclusive Tables is a growing list of hundreds of restaurants across the country curated by The Infatuation and OpenTable in collaboration with The Visa Dining Collection."
This suggest it covers all the...
This is so confusing. They should just make the lists the same. They advertise the benefit in their press release as:
"A new $300 annual dining credit and primetime reservations at Sapphire Reserve Exclusive Tables, available for booking on OpenTable. Sapphire Reserve Exclusive Tables is a growing list of hundreds of restaurants across the country curated by The Infatuation and OpenTable in collaboration with The Visa Dining Collection."
This suggest it covers all the restaurants designated as Sapphire Reserve Exclusive Tables, rather than a small subset of these. In Open Table there is already a distinction between the Visa Dining Collection and the Sapphire Reserve Exclusive Tables. It's clear that SRET is a curated subset of the former. If the restaurants eligble for the semi-annual credit are a further subset of this list, then it's totally confusing and false marketing.
Hey Chase will this credit only work for restaurants in the US? Because, ya know, it's supposed to be a travel card. And who only wants to travel in the US?
You'd be surprised at how many rich xenophobes there are in the US.