Citi Strata Premier Card 70K Bonus Points Offer

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Link: Apply now for the Citi Strata Premier℠ Card

The Citi Strata Premier℠ Card has an excellent welcome bonus and is also one of my favorite mid-range credit cards. In this post, I wanted to recap the details of this offer for those who are considering applying.

In this post:

Earn 70,000 ThankYou points with the Citi Strata Premier

The $95 annual fee Citi Strata Premier Card is offering a welcome bonus of 70,000 ThankYou points after spending $4,000 within the first three months.

Citi ThankYou points can either be redeemed for one cent each toward a variety of travel purchases or gift cards, or can be transferred to Citi ThankYou airline and hotel partners. In other words, 70,000 points can get you at least $700 worth of travel or gift cards, or 70,000 airline miles. Personally I like to convert those points into airline miles for first and business class travel, to get the most value.

Citi’s general application rules apply, and on top of that, the welcome bonus isn’t available if you’ve received a bonus on this exact card or the Citi Premier Card (the previous version of this card) in the past 48 months. Eligibility for the bonus on this card is unrelated to whether you’ve received a bonus on any other Citi credit card except for the Citi Premier Card.

Redeem Citi ThankYou points for premium flights

Why the Citi Strata Premier Card is worth having

Beyond the initial bonus of 70,000 points, the Citi Strata Premier Card can be worth having on an ongoing basis for a variety of reasons. Among other things:

The Citi Strata Premier has the most well rounded bonus categories of any mid-range card, as it offers 3x ThankYou points on airfare, dining, gas, EV charging, groceries, and hotels, all with no foreign transaction fees
The Citi Strata Premier offers 10x ThankYou points on hotels, rental cars, and attractions, booked through the Citi Travel portal
Having the Citi Strata Premier Card allows you to maximize the value you get from the no annual fee Citi Double Cash® Card (review), which is one of the best cards for everyday, non-bonused spending; this card can earn you up to 2x ThankYou points per dollar spent on everyday purchases
The Citi Strata Premier offers a $100 hotel credit once per calendar year, valid on a single hotel stay of $500 or more that’s booked through the Citi Travel portal; for some this alone will more than justify the annual fee

Earning Citi ThankYou points can get you great travel experiences

Bottom line

The Citi Strata Premier Card is offering a bonus of 70K ThankYou points after spending $4,000 within the first three months.

Beyond the bonus, this card has a great value proposition in the long run, with 3x points categories, an annual hotel credit, and more. If you don’t yet have the Citi Strata Premier Card and are eligible, I’d consider applying with this offer.

What’s your take on the value proposition of the Citi Strata Premier Card?

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