There are a lot of misconceptions about how credit scores work. When I tell people I have dozens of open credit cards, they look at me like I'm from a different planet. The response is almost always "your credit score must be horrible." Nope, it's not. My credit score is way over 800, better than…
Continue reading: You’ll Never Believe How Many Credit Cards One Man Has
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Ben, please don't turn into Gary Leff with the Buzzfeed baitclick headers like this one. Your readers deserve better.
^ Agree with the hating Buzzfeed headlines. Also, doesn't applying for so many new accounts really damage your AAoA?
Hey Ben,
I am based in Europe and would love if you also gave tips on great credit cards for those in the European market!
Applying like a moron doesnt help. Use some sense and the gauge the types of cards etc you are allying for over time.
^^ Agreed with the above. Please don't turn into Buzzfeed - you're better than that, Ben.
This guy must need a massive mailbox. Even with paperless I still get lots of crap in the mail. Plus the expected new cards when the old ones are expiring. Wow. I have 15 cards I think, it's too much, but my credit score is very high and I'm planning to take out a mortgage later this year, so I'm not wanting to close any accounts.
@ complainers - "You’ll Never Believe How Many Credit Cards One Man Has" is a pretty obvious headline. Not interested? Don't click then clutter the comments with how you think the post is inappropriate. Readers can decide for themselves.
I mean, are there that many different credit card account's that you can have ?
"if only he had worked a little harder maybe he could have been the one here today.”
Where is he? What does he gain from this??
Arrrrrghhhh - whatever you do, don't start using clickbait headlines! What's next, "one woman's weird old trick" for getting upgrades? Gimme a break.
YOU'LL NEVER BELIEVE WHAT HAPPENS NEXT!
I agree with the posters above, do not turn into Gary, I don't even visit his blog anymore.
Your score is 837? You must not have been applying for any cards recently.
You don't have a mortgage payment, car payment.
All u complainers don't have to read. Some of us enjoy these articles and aren't always trying to hack the system like u guys are. Nice article Lucky, keep doing these.
Seems like it would be tough to find that many different products from enough different banks that they would allow that many cards.
My first question about folks who have a large number of "points" cards is how do they manage the annual fees? I know that many banks will waive the the fee first year and some will waive it in following years but I expect they want to see sufficient activity on the card -- literally money in the bank for them. And I know that as Ben has pointed out several of the cards give you enough bennies to pay for the annual fee. But to hold 10's or 100's of such cards doesn't seem to make sense to me once you have obtained the bonus.
Can someone enlighten me on this.
Haters are gonna hate.
If the headline made you want to read the story..... you click on it.
If it didn't appeal to your buzzfeed senses...... don't click on it.
Whatever happened to free will??
I disagree with the people above, loved the post and forwarded it to a bunch of people that laugh when I page through my wallet when buying something to get the best spend bonus. It was a fun interruption to my day and theirs.