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Chase Freedom Flex Categories: How To Earn 5x Points For Q3 2026

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(@lucky)
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The Chase Freedom Flex Credit Card(learn more) is a useful no annual fee card belonging to Chase’s Freedom portfolio, which can help you maximize your points, thanks to its quarterly bonus categories. With it now being a new quarter, Chase has just launched its Q3 2026 bonus categories, so this is a great time to…

Continue reading: Chase Freedom Flex Categories: How To Earn 5x Points For Q3 2026

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21 Replies
8 Replies
(@FSX_pilot21)
Joined: 4 years ago

Posts: 4

Does Costco gas typically count as "gas" for Chase? This is my first time having a costco membership during a gas category.


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(@David)
Joined: 9 years ago

Posts: 4

Costco gas does code as "gas" but Costco only takes Visa, not MC, and the current Freedom Flex card is MC. You'd need the old Freedom card which is Visa.


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 1990
(@1990)
Joined: 12 months ago

Posts: 4921

Actually a really good category, especially for summer road trips, or if you live in a city, like NYC, with relatively affordable, pretty reliable, nearly 24/7, (even if not always 'clean'), public transit system.


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 Greg
(@Greg)
Joined: 9 years ago

Posts: 23

In my experience, yes. But you'll need the old Chase Freedom Visa (not the Freedom Flex) to be able to take advantage, since the latter is a Mastercard.


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 Eric
(@Eric)
Joined: 9 years ago

Posts: 44

I wonder if purchasing Olympic tickets would count towards the Live Entertainment category. When I purchased some LA Olympics tickets back in April, I used my Citi Double Cash card and it was categorized as 'Entertainment - Commercial Sports, Pro Sports Clubs.'

I'll hopefully get another opportunity to purchase tickets in August for the 2nd drop, and would love to use my Freedom card if the bonus applies.


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 Lisa
(@Lisa)
Joined: 3 months ago

Posts: 2

One of the more frustrating categories. I spend plenty on "entertainment" but little of it qualifies since it's with non-profits: Glimmerglass Opera, Shakespeare and Company, various summer stock theater festivals. Want to see Ragtime? Forget about 5 points. It's a Broadway show but tickets at Lincoln Center don't get the Entertainment tag.


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 1990
(@1990)
Joined: 12 months ago

Posts: 4921

Gas 5x is pretty good, especially in-time for summer roadtrips, thanks to the new forever war, which raised prices and strained supply, even though cost per barrel is ‘down,’ gas prices for consumers haven’t fallen yet. Rocket-and-feather pricing. We’re the suckers.


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(@Mary Lynn)
Joined: 3 months ago

Posts: 2

Does paying for my annual membership at a museum count?


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Posts: 4
(@FSX_pilot21)
Joined: 4 years ago

Does Costco gas typically count as "gas" for Chase? This is my first time having a costco membership during a gas category.


Reply
2 Replies
(@David)
Joined: 9 years ago

Posts: 4

Costco gas does code as "gas" but Costco only takes Visa, not MC, and the current Freedom Flex card is MC. You'd need the old Freedom card which is Visa.


Reply
 Greg
(@Greg)
Joined: 9 years ago

Posts: 23

In my experience, yes. But you'll need the old Chase Freedom Visa (not the Freedom Flex) to be able to take advantage, since the latter is a Mastercard.


Reply
Posts: 4921
 1990
(@1990)
Joined: 12 months ago

Actually a really good category, especially for summer road trips, or if you live in a city, like NYC, with relatively affordable, pretty reliable, nearly 24/7, (even if not always 'clean'), public transit system.


Reply
Posts: 44
 Eric
(@Eric)
Joined: 9 years ago

I wonder if purchasing Olympic tickets would count towards the Live Entertainment category. When I purchased some LA Olympics tickets back in April, I used my Citi Double Cash card and it was categorized as 'Entertainment - Commercial Sports, Pro Sports Clubs.'

I'll hopefully get another opportunity to purchase tickets in August for the 2nd drop, and would love to use my Freedom card if the bonus applies.


Reply

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Posts: 2
 Lisa
(@Lisa)
Joined: 3 months ago

One of the more frustrating categories. I spend plenty on "entertainment" but little of it qualifies since it's with non-profits: Glimmerglass Opera, Shakespeare and Company, various summer stock theater festivals. Want to see Ragtime? Forget about 5 points. It's a Broadway show but tickets at Lincoln Center don't get the Entertainment tag.


Reply
Posts: 4921
 1990
(@1990)
Joined: 12 months ago

Gas 5x is pretty good, especially in-time for summer roadtrips, thanks to the new forever war, which raised prices and strained supply, even though cost per barrel is ‘down,’ gas prices for consumers haven’t fallen yet. Rocket-and-feather pricing. We’re the suckers.


Reply
1 Reply
Diamond
(@1990_)
Joined: 4 weeks ago

Member
Posts: 747

Oh, hell Guest 1990! Yes, gas is ever more expensive now, too. 5x Dining for Q4 is nice, unless it's after 6PM EST on a Friday or Saturday night... Citi Nights 6x with the Citi Strata Elite... bah!


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Posts: 2
(@Mary Lynn)
Joined: 3 months ago

Does paying for my annual membership at a museum count?


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Posts: 662
(@Bgriff)
Joined: 13 years ago

I have to imagine the Flex will actually be 7x points per dollar on restaurants just as it has been every time this category has been offered previously.


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1 Reply
Admin
(@lucky)
Joined: 13 years ago

Member
Posts: 40199

@ Bgriff -- Ah, good point. Let me update the post to reflect that, thanks!


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Posts: 101
(@Patrick)
Joined: 8 years ago

My grocery stores carry variable load gift cards so these are an easy way to max out the $1,500 spend limit. Use them for all sorts of normal spend and get the 5x points "bonus"


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Posts: 237
 SBS
Diamond
(@sbs)
Member
Joined: 5 years ago

Q4 5x bonus used to include PayPal (December only last year, I think). That was the easiest category ever.


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