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Atmos Rewards Summit Card Travel Coverage: Flight Delays, Lost Bags, Etc.

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(@lucky)
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Link: Learn more about theAtmos Rewards Summit Visa InfiniteCredit Card

Continue reading: Atmos Rewards Summit Card Travel Coverage: Flight Delays, Lost Bags, Etc.

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9 Replies
9 Replies
(@Christian)
Joined: 12 years ago

Posts: 844

How would you rank these benefits against other cards?


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 JJ
(@JJ)
Joined: 13 years ago

Posts: 29

I wonder, with the evacuation benefits, where would a US citizen in the US get evacuated to when our dear leader decends on the states that he saw last night on his imaginary tv?
I suppose at this current moment, Israel would be happy to receive refugees from the US, but where else and how will the policy work?


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(@lucky)
Joined: 13 years ago

Member
Posts: 39919

@ Christian -- I would say it's competitive with other premium cards offering useful travel protection. There's nothing that stands out to me as being particularly better or worse than products like the Sapphire Reserve, for example. Also keep in mind that many premium cards don't offer great travel coverage, so in that sense, this is definitely superior.


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(@Peter)
Joined: 4 years ago

Posts: 495

Biggest difference to me is I believe CSR and Amex Plat have $10,000 in trip cancellation coverage. This product offers $2500. $2500 of coverage is still competitive and good, but if you are booking a business class fare which is more than $2500, something to be aware of.

This card does have $1M of travel accident insurance, which CSR also has. Amex Plat does not.

Amex Plat has no limit on emergency evacuation and you don't even have to pay with the Amex. This one and CSR have $100k limit.

Differences between the cards for sure, but as you note, in general circling around the same square.


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(@internationaltraveler)
Joined: 5 years ago

Member
Posts: 234

The differences are usually in the fine print. Some cards cover the financial insolvency of the travel provider, most don't. For trip interruption, the insurance from Chase does not cover an increase in airfare or a new ticket to get you home. Amex does, limited to an economy ticket.

The coverage limit for Chase is the fixed limit per card (e.g. $10000) or the amount charged to the card -which ever is less.

This does not even take into account how customer friendly the claims process is.


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(@Brian W)
Joined: 4 years ago

Posts: 451

Wow, you stretch a travel card article into your TDS.


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(@Turningleft)
Joined: 6 years ago

Posts: 9

For the love of God, use a card that has a great travel insurance, or buy a travel insurance. I work in the travel industry, and I can't count how many people cancel because they're sick and don't have an insurance. When you pay a common carrier (airline, bus, train) and your hotel with your card, typically it will be covered. But paying for the hotel with the card alone will not be covered by the insurance.

This Atmos card has a $2500 coverage, a small amount compared to Amex Plat or CSR, but it's better than nothing.


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 rjb
(@rjb)
Joined: 10 years ago

Posts: 177

I have a $13,000 claim pending from a different VISA Infinite card. I would not describe the claims process for Visa Infinite (all handled by Allianz) as "customer friendly."


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 Abe
(@Abe)
Joined: 9 years ago

Posts: 49

CSR has a few advantages on items, plus there's the variable of Chase having its own claim site vs. centralized Visa one. Can swing either way on whether that's a positive or negative.

My one CSR claim got the money in the end but took a lot of persistence to get paid which seems by design.


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