Atmos Rewards Summit Card Travel Coverage: Flight Delays, Lost Bags, Etc.

How would you rank these benefits against other cards?

I wonder, with the evacuation benefits, where would a US citizen in the US get evacuated to when our dear leader decends on the states that he saw last night on his imaginary tv?
I suppose at this current moment, Israel would be happy to receive refugees from the US, but where else and how will the policy work?

@ Christian -- I would say it's competitive with other premium cards offering useful travel protection. There's nothing that stands out to me as being particularly better or worse than products like the Sapphire Reserve, for example. Also keep in mind that many premium cards don't offer great travel coverage, so in that sense, this is definitely superior.

Biggest difference to me is I believe CSR and Amex Plat have $10,000 in trip cancellation coverage. This product offers $2500. $2500 of coverage is still competitive and good, but if you are booking a business class fare which is more than $2500, something to be aware of.

This card does have $1M of travel accident insurance, which CSR also has. Amex Plat does not.

Amex Plat has no limit on emergency evacuation and you don't even have to pay with the Amex. This one and CSR have $100k limit.

Differences between the cards for sure, but as you note, in general circling around the same square.

The differences are usually in the fine print. Some cards cover the financial insolvency of the travel provider, most don't. For trip interruption, the insurance from Chase does not cover an increase in airfare or a new ticket to get you home. Amex does, limited to an economy ticket.

The coverage limit for Chase is the fixed limit per card (e.g. $10000) or the amount charged to the card -which ever is less.

This does not even take into account how customer friendly the claims process is.

Wow, you stretch a travel card article into your TDS.

For the love of God, use a card that has a great travel insurance, or buy a travel insurance. I work in the travel industry, and I can't count how many people cancel because they're sick and don't have an insurance. When you pay a common carrier (airline, bus, train) and your hotel with your card, typically it will be covered. But paying for the hotel with the card alone will not be covered by the insurance.

This Atmos card has a $2500 coverage, a small amount compared to Amex Plat or CSR, but it's better than nothing.

I have a $13,000 claim pending from a different VISA Infinite card. I would not describe the claims process for Visa Infinite (all handled by Allianz) as "customer friendly."

CSR has a few advantages on items, plus there's the variable of Chase having its own claim site vs. centralized Visa one. Can swing either way on whether that's a positive or negative.

My one CSR claim got the money in the end but took a lot of persistence to get paid which seems by design.

I agree that the program itself is pretty mediocre, but the Summit card is actually very good. I've saved hundreds of dollars already just by the waived partner airline booking fee as I redeem a lot of points for AA domestic flights.

@Ron, I understand the cynicism; the number of posts re: ATMOS *is* a bit much. However let's -- at least for the moment -- separate the discussion into two parts: the ATMOS Summit credit card from BofA, and Alaska Airline's frequent flier program. Like Luis, I've also saved close to if not more than $1,000 just from waived partner booking fees with the ATMOS Summit card. This is on top of extra points I've earned through using the card (e.g.: 3x on all foreign transactions, or the 25k Global Companion Award). I find real solid value in this card.

The Alaska FF program is more a case of YMMV. You may think the program is mediocre (and for you, perhaps it is), but here too I find excellent value in the program. I have redeemed hundreds of thousands of AS points for flights both domestic (main cabin) on AS and AA, and internationally (always in Business) on AA, DE, JL, and others, and I regularly get redemption values of 2¢ to over 10¢ per point. Additionally, I get upgraded to First (domestic) somewhere between 25-40% per year on AS and AA. The bottom line is that -- for me -- the program works. For you, perhaps not so much...

I haven’t read Ben’s ‘how he monetizes OMAAT’ but previously I thought he just got lots of ‘referral’ Miles as opposed to any travel company paying him.
So now that he’s switch from AA to AS, he’s both informing readers and getting referral bonuses.
FWIW 😉