Link: Learn more about the Atmos Rewards Summit Visa Infinite Credit Card
Continue reading: Atmos Rewards Summit Card Primary Rental Car Coverage Benefit Explained
Share your questions, experiences, and thoughts below.
Had no idea that vehicles w open cargo bed were excluded. Is this common for other cards with primary coverage (Altitude Reserve, Venture X, Chase Sapphire)? I just rented a pickup in Hawaii and wonder if I didn't have the coverage I thought I did (used Altitude Reserve). If there is a card that doesn't exclude it I'd like to know. If not, I won't request a pickup for my paddleboard next time I go to Hawaii.
This also beats CSR for NY residents, who only get secondary coverage with their CSR if they already have auto insurance.
Just go drive there and see how many rental cars have torn off mirrors. Things are narrow - with a stone wall on one side zero shoulder and an oncoming tour bus - all on a 18 foot wide road.
I got a diners club way back when to deal with the lack of insurance in Ireland. Italy has been on the "not covered" list for certain credit cards as well.
Anyone know if a convertible is considered "exotic"? I rent these a lot in Hawaii.
How does this compare with the Chase Sapphire Reserve primary auto rental collision damage waiver? Should Atmos be my preferred card for car rental?
Italy is not on the list because car rental already comes with insurance included (mandatory).
Not sure what the deal is with Ireland.
Another nail in the Chase Sapphire Coffin. With ATMOS covering Primary Rental Car insurance, no need to maintain a Sapphire Card for that benefit.
CSR coverage is secondary for NYS residents who have other auto coverage. Disappointed when this change happened a couple of years ago. Does Atmos card have the same exception, or is their coverage primary even for NYS residents?
Just checked to see If I can get a One Way Fare from Europe to California, Only 250,000 miles required per person via Atmos !
What a rage bait. I just booked J VIE-JFK for 45,000 Atmos in December. Move along.
I believe this is primary for NY as is C1VX.
Honestly think C1 could run an ad outside their new LGA and JFK lounges that says “Sapphire Reserve took away primary rental car insurance for NY. Funny, our card still has it. And we have brand new and better lounges in the exact same terminals in NY. What’s in your wallet?”
I’m sure someone in marketing can make that pithier.
Minor point of BofA Website Navigation: “Your Cardholder Benefits Guide” didn't show beneath "Most Recent" for me but I did find by it scrolling down to "View All" and expanding "Notifications and Letters"