Business

In the interest of full disclosure, and OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider. This post and the 80,000 point Exclusive Offer are sponsored by Brex Inc.; please check out our advertiser policy for further details about our partners, and thanks for your support!
Terms subject to change. Brex Inc. provides a corporate card. The Brex Mastercard® Corporate Credit Card is issued by Emigrant Bank, Member FDIC. Brex Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Brex Cash, a program that allows customers to elect to sweep uninvested cash balances into certain money market mutual funds or FDIC-insured bank accounts at program banks. Investing in securities products involves risk, including possible loss of principal. Brex Treasury is not a bank and your Brex Cash account is not a bank account. Please see brex.com/cash for important legal disclosures. Past performance is not necessarily indicative of future results. You could lose money by investing in a money market mutual fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund and you should not expect that the sponsor will provide financial support to the fund at any time. Although the fund’s board has no current intention to impose a fee upon the sale of shares or temporarily suspend redemptions if the fund’s liquidity falls below certain levels, the board reserves the ability to do so after providing at least 60 days’ prior written notice to shareholders. These money market mutual funds are suitable for investors who are seeking as high a level of current income as is consistent with preserving capital and maintaining liquidity. Uninvested Balances in your Brex Cash Account will initially be aggregated with Uninvested Balances from other Brex Treasury customers and deposited in a single account at Radius Bank (the “Clearing Bank”), an FDIC-insured federal savings bank. Within two business days funds are transferred to a disbursement account at a Brex Treasury Third-Party Service Provider (the “Settlement Account”), and then swept automatically into omnibus deposit accounts established by Brex Treasury in its name on behalf of Brex Treasury customers at designated “Program Banks”. Only the first $250,000 in aggregate deposits at the Clearing Bank will be subject to FDIC coverage. FDIC coverage does not apply to deposits while at the Clearing Bank or any account at an intermediary depositary institution. Deposits that are in the Settlement Account while in the process of being swept to or from a Program Bank will be subject to FDIC coverage of up to $250,000 per Customer (aggregated together with other deposits, if any, of the Customer at the bank holding the Settlement Account). Brex Treasury is not an investment adviser, and therefore investors should consider the investment objectives, risks, and charges and expenses carefully before investing. Brex Treasury LLC does not charge transaction or account fees. However, money market funds bear expenses and fees. See program disclosures and the applicable fund prospectus for details and other information on the fund. Contact us for a copy of the fund prospectus and recent performance data. You should read the prospectus carefully before investing. Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at SIPC. Brex Cash is not available to all investors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or to open a brokerage account in any jurisdiction where Brex Treasury LLC is not registered.
Chase Ink Watermark
How & Why To Get All Three Chase Ink Credit Cards

I'd argue that the best portfolio of business cards out there is Chase's "Ink" cards. This includes the following three excellent business credit cards: Ink Business Preferred® Credit Card Ink Business Unlimited℠ Credit Card Ink Business Cash℠ Credit…

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Filed Under: Business, Chase
Emirates New First Class Watermark
Amex Blue Business Plus Card Review (2020)

Back in the day you'd only earn one point per dollar spent on credit cards. Then we saw some cards introduce up to 1.5x points per dollar spent. Then a card was introduced in 2017 that offered a full 2x transferable points per dollar spent all with no…

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Filed Under: American Express, Business
Park Hyatt St Kitts Watermark 2
8 Reasons To Get Ink Business Preferred With Best-Ever 100K Bonus

In recent years we've seen business credit cards become more compelling than ever before, as credit card issuers increasingly try to find products that meet the needs of small business owners. The Ink Business Preferred® Credit Card (review) was introduced…

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Filed Under: Business, Chase
Brex Logo (2)
Brex Review: How It Works, And Who It’s For (2020)

There are all kinds of business cards out there, with different annual fees, different benefits, and different return on spending. However, fundamentally they're all more or less similar. Then there's the recently introduced Brex Card for Startups, which…

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Filed Under: Business
Quarantine And Chill
Small Business Shoutouts

Over the past few weeks we've seen lots of companies start rolling out discounts, statement credits with credit card issuers, and other purchasing incentives -- there are some great deals out there. And a natural side-effect of that is that a lot of…

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Filed Under: Business
Money
What Is Even Going On With Those Small Business Loans?

Ever since Congress passed the CARES Act on March 27th, it seems like it's been dominating the news cycles as much as COVID-19 itself. As small business owners, we've all been trying to wrap our heads around it, and when the topic came up with Ben and…

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Filed Under: Advice, Business
Etihad A380 First Class Watermark
How To Pick The Best Credit Card For Your Small Business

For the most part business credit cards didn't used to be nearly as rewarding as personal credit cards. However, over the past few years that trend has changed significantly. Presumably this is because card issuers finally see the amount of potential…

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Filed Under: Business, Credit Cards
Air France 787 Watermark
Last Day: HUGE Spark Business Card Bonuses

The Capital One® Spark® Miles for Business and Capital One® Spark® Cash for Business are two of the best Capital One credit cards, and also among the best business credit cards out there. For a few months now these cards have offered increased limited…

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Filed Under: Business, Capital One
Ana First Class Watermark
The 9 Best Small Business Credit Cards (2020)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…

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Filed Under: American Express, Business
Delta Skyclub Seattle Watermark
Amex Business Platinum Card Review (2020)

American Express' Platinum Cards -- both the business and personal versions -- are among the most well known and popular premium cards out there. I recently reviewed The Platinum Card® from American Express, which is the personal version of the card.…

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Filed Under: American Express, Business
Dining Watermark
NEW Amex Business Edge Credit Card Launches In Canada

American Express is expanding their offerings in Canada as of today with a new credit card (not a charge card!) geared towards small business owners. Like the American Express Cobalt™ Card, the American Express Business Edge Card carries a points…

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Filed Under: Business, Canadian Credit Card Reviews
Silvercar Watermark
Chase Ink Car Rental Coverage: Everything You Need To Know

Chase has one of the best portfolios of business credit cards, which offer just about everything I look for in credit cards -- great welcome bonuses, big category bonuses, and useful perks. In this post I wanted to specifically focus on one aspect of…

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Filed Under: Business, Chase
Amex Biz Gold Vs Biz Plat Watermark
Amex Business Platinum Or The Business Gold: Perks Versus Points

When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum Card® from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…

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Filed Under: American Express, Business
Etihad A380 First Class Watermark
How The Spark Miles Fits Into My Business Card Portfolio

I was recently approved for the Capital One® Spark® Miles for Business, which is offering a welcome bonus of up to 200,000 bonus miles (with a significant spend requirement). I've significantly increased my business card portfolio in the past couple…

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Filed Under: Business, Capital One
Credit Cards
Can I Link My Business And Personal Credit Cards?

Credit card points can be lots of fun to redeem, and are probably one of the main reasons why most of us are here, but paying cards off is usually not as enjoyable. In addition to the obvious, tracking and linking different accounts can start to turn…

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Filed Under: Advice, Business
Sunrise Clouds
Chase Ink Cash: Is It Better Than The Ink Preferred?

When you're just getting into to miles and points, one of the first things you check when looking at a new card is the welcome bonus. I mean, who wouldn’t? If you’re going to give a new card a try, a little (or big) incentive can go a long way. When…

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Filed Under: Business, Chase
Sams Club
Sam’s Club Now Accepts American Express

In March we learned that American Express and Costco would be cutting ties, which was a pretty big loss for American Express. The loss of Costco threatens roughly 8% of the annual worldwide spending on American Express cards. But American Express was…

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Filed Under: American Express, Business
Privatair 737
SAS All Business Class Flights Between Newark And Copenhagen

SAS has just announced that they'll be discontinuing their all business class flight between Houston and Stavanger, and instead will be adding an additional flight between Newark and Copenhagen. Last August, SAS launched an all business class flight…

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Filed Under: Business, Other Airlines
Sicily 5
How To Choose A Credit Card Outside The US

There have been oodles of questions over on the Ask Lucky forum about credit cards lately, from all corners of the globe. In the US, maximizing credit cards are one of the easiest ways to earn miles and points, so it makes sense that people would want…

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Filed Under: Advice, Business
American 777
Using Transferrable Points Currencies To Pay For Flights

I've explained many times in the past how you're best off accruing transferrable points currencies. They give you a lot more flexibility than "fixed" points currencies, as you can transfer them to any of a number of airline or hotel transfer partners.…

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Filed Under: American Express, Business
Model Airplane
Who Needs Business Cards When You Have Model Airplanes?

The always awesome Scott Mayerowitz of the Associated Press published a fun story today, entitled "Airline world's tiny secret: infatuation with model planes." I figured the article would be about model airplanes as such. Back in the day (before I perpetually…

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Filed Under: Business, Media
Maximizing Small Business Rewards

I wrote a post last week about the best current sign-up bonuses for small business credit cards, which focused on the best currently available bonuses for business credit card rewards. Reader Justin asked a great follow-up question, which I think provides…

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Filed Under: Business, Credit Cards
Business Travel Tax Deductions

I am by no means a tax expert, though fortunately I have friends who are. Last year my friend Scott (@ScottTaxLaw) was kind enough to write a series of posts on business travel and the tax implications, and given that we’re in the thick of tax…

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Filed Under: Advice, Business