In this post, I wanted to focus on what will be the biggest benefit of the card for many — the 10% discount when you purchase British Airways flights.
British Airways Visa Card Basics
The British Airways Visa offers lots of great benefits for a reasonable $95 annual fee:
- A welcome bonus of up to 100,000 Avios — earn 50,000 bonus Avios after spending $3,000 within the first three months, plus an additional 50,000 bonus Avios after spending a total of $20,000 within the first 12 months
- Receive 10% off British Airways flights (which I’ll talk more about in this post)
- Receive up to $600 in statement credits each year when redeeming Avios for award tickets
- Receive a British Airways companion ticket when spending $30,000 on the card in a calendar year
Use the British Airways companion ticket for a first class award
The British Airways Card 10% Flight Discount
Let’s take a closer look at how this benefit works.
British Airways Visa 10% Off Terms
If you’re going to take advantage of the 10% discount, the really good news is that:
- This discount is valid for travel in all cabins, including economy, premium economy, business class, and first class
- The entire fare is discounted 10%, including taxes, fees, and carrier imposed surcharges; so they’re not just discounting the base fare
- To take advantage of this, just use promotion code CHASEBA10 at the time of booking
- This is valid for bookings and travel through March 31, 2022
- You can use this benefit an unlimited number of times
There are some restrictions to be aware of:
- Travel must originate in the US and be for travel to London (and beyond, if you’d like) on British Airways
- You must travel roundtrip or open jaw; one-way tickets aren’t eligible
- You must be traveling on British Airways metal, so codeshare flights on American, Finnair, Iberia, etc., don’t qualify
- This is valid for up to eight people traveling on the same flight, and the cardholder must be one of the passengers
- The discount doesn’t apply to the taxes, fees, and carrier imposed surcharges on reward flights (so this is only for revenue tickets)
- You must pay for your ticket with the British Airways Visa (and you’ll even earn 3x Avios for the purchase)
- You have to book directly through British Airways to get this discount, so couldn’t combine it with the Amex International Airline Program, for example
Save 10% on British Airways business class tickets
Tutorial: How To Use British Airways Card 10% Off Benefit
How do you actually book a ticket and apply the discount? First you’ll want to make sure that you have an active British Airways Visa, and log into your Executive Club account that’s linked to the card.
To apply the discount, go through the process of booking a ticket as you usually would. For example, I found a reasonably priced ~$2,460 roundtrip business class ticket from New York to Athens.
First you enter the origin and destination on the ba.com homepage.
On the next couple of pages you’ll be asked to select your outbound and return.
Then on “Step 2 of 5” (as the top of the page shows) you’ll be presented with a summary of your itinerary and the price.
On this page you’ll see a section that says “Use promotion code or eVoucher” about halfway down on the page on the left. Click that.
This is where you’d enter promotion code CHASEBA10.
Once you hit “Submit,” that will be updated to reflect the discount, which in this case is $245.99.
The price will then update to show the new price, which in this case is $2,213.96
Tip: Combine This With The British Airways AARP Discount
You can actually stack the British Airways Visa 10% discount with a further $65-200 off, thanks to AARP.
Specifically, British Airways offers AARP members discounts on British Airways flights, as follows:
- Save $65 off the cost of an economy ticket
- Save $200 off the cost of a business class ticket
Anyone can join AARP for $16 per year (or $12 per year with auto-renew), and that even applies to non-seniors. While the British Airways Visa 10% discount only applies to British Airways flights, the AARP discount also applies to codeshare flights on partner airlines.
As of now, the AARP discount is only valid for bookings made through January 31, 2020, and for travel through December 31, 2020, though I expect this will be extended (this has been a promotion for years, and it seems to always get extended).
How do you stack the two promotions to score $65-200 off, plus 10% off?
After you’ve joined AARP you’d need to start your itinerary search through this page, where you will be directed to enter your AARP information. Then you’ll be redirected to the British Airways website “verified” as an AARP member.
You’ll then go through exactly the same search process you go through usually (outlined above), except you’ll automatically see the AARP discount applied to each eligible itinerary presented.
For example, the business class flights that cost $1,197 each way now show as costing $1,097 each way (since there’s a $100 discount in each direction).
When I priced out the itinerary, it showed a price of $2,259.95, which represents the $200 discount.
Then you’d still apply the promotion code for 10% off, which knocks off another $225.99.
Now that ticket costs only $2,033.96, which is excellent — that’s savings of over $400.
The British Airways Visa is a fantastic co-brand airline credit card. Not only does the card have a great bonus, but it offers all kinds of ongoing perks that will for many justify the annual fee, assuming you travel on British Airways with any frequency.
On award tickets you can get up to $600 per year in statement credits towards the surcharges you pay, and on paid tickets you can score up to 10% off. In many cases you can do even better than that by combining the 10% discount with the AARP discount.
If you have the BA Visa, have you benefited from the 10% flight discount?