Earn 130K+ American Miles With Two Great Welcome Bonuses

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Update: These offers for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® and the Citi® / AAdvantage® Executive World Elite™ Mastercard®  have expired. Learn more about the current offers here.

Citi is offering increased welcome bonuses on their co-branded AAdvantage credit cards for a limited time. For the personal version of the card we’re seeing the return of the best ever welcome bonus, for the business version of the card we’re seeing a new bonus that’s higher than ever before. Here are the details of the offers:

These are both fantastic welcome bonuses that combined would earn you 130,000 AAdvantage bonus miles, which is huge. Best of all, the annual fees are even waived for the first year.

Benefits of the Citi AAdvantage Cards

If you fly American once in a while, both of these cards also come with some useful benefits, including the following:

  • Preferred boarding on domestic American flights
  • First checked bag free on domestic itineraries for you and up to four companions on the same reservation
  • My favorite perk is that the Personal Platinum Citi AAdvantage Card offers a 10% refund on miles redeemed, for a total of up to 10,000 miles per year (assuming you redeem at least 100,000 miles per year, this means you’re getting 10,000 American miles with the card annually, which makes this card a keeper, in my opinion)

Get a 10% refund on redeemed miles, up to 10,000 miles per year

Qualifying for the bonuses on these cards

It’s possible to earn the sign-up bonus on both the Personal Platinum Citi AAdvantage Card and the Business Platinum Citi AAdvantage Card. However, keep in mind that you can’t apply for both on the same day. Citi’s general policy on new card applications is as follows:

  • You can only apply for one Citi card every eight days
  • You can apply for no more than two Citi cards every 65 days

So you could apply for one of the cards now, and then the other one in eight days, assuming you haven’t applied for another Citi card in the past ~65 days.

Also, anecdotally I’ve found these cards to be pretty easy to be approved for, so for most it shouldn’t be too difficult to get approved.

Specific to these cards, here’s what the terms say as far as eligibility goes:


American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.


This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® card. Bonus miles are not available if you have had any CitiBusiness® / AAdvantage® card opened or closed in the past 24 months.

In other words, if you’ve had the Citi® / AAdvantage® Executive World Elite™ Mastercard® opened or closed in the past 24 months then you wouldn’t be eligible for the Personal Platinum Citi AAdvantage Card, but you would be eligible for the Business Platinum Citi AAdvantage Card. If you have the Citi® / AAdvantage® Executive World Elite™ Mastercard® and have had it open for more than 24 months, then you’d be eligible as well.

You can redeem your American miles on Qatar Airways

Bottom line

The limited time welcome bonuses on both the Personal Platinum Citi AAdvantage Card and Business Platinum Citi AAdvantage Card are worth going for if you don’t yet have either or both of these cards, in my opinion.

The welcome bonus on the Personal Platinum Citi AAdvantage Card is in line with the best bonuses we’ve ever seen on the card, and is a phenomenal value when you consider that the first year’s annual fee is even waived.

Meanwhile the Business Platinum Citi AAdvantage Card has its best ever welcome bonus. Earning 70,000 miles upon completing minimum spend is a huge bonus, and the annual fee on the card is waived for the first year as well.

Personally I value AAdvantage miles at 1.3 cents each, so that means I value the personal and business offers at $780 and $910, respectively.

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.


  1. Is it relatively easy to get approved for the BUSINESS Platinum Citi AAdvantage Card too? Anyone had experience with that? Thanks.

  2. @ Daniel B. — Yes, in my experience it is fairly easy to be approved for. Others can chime in with their experiences.

  3. I received a mailer (with a code) with a 65k miles offer with $4k spending in the first three months. I also closed my Citi AAdvantage in Jan ’18 (originally opened in ’15). Do you think the mailer overrides the eligibility for the bonus?

  4. The “welcome bonus not available to people who have opened/closed a Citi card in the same product group” is a significant impediment, and I think you should address it more than just in the copy paste

  5. @ abe — You can definitely get the business card. As far as the personal card goes, that depends. If you’ve had it open for more than two years, then you’d be eligible. If you’ve opened it within the past two years, then you wouldn’t be eligible.

  6. @ George — As far as I know it wouldn’t override that. You still wouldn’t be eligible, as getting a mailer doesn’t allow you to get around the other rules.

  7. @Lucky Aren’t these cards elgible for AA reduced mileage awards? I’ve gotten tons of value with my AA Silver aviator.

  8. Do any of the Citi AA cards get international baggage fees waived? We typically travel to the Caribbean. I’m used to delta skymiles waiving it. ☺️

  9. Lucky, my wife received a mailer too, the same one that George did in fact. She recently downgraded her Citi AA card to a Double Cash, maybe about 3 months ago. Are you saying that if she reapplies for the card using the mailer, she won’t be eligible for the bonus? The mailer has no text at all talking about eligibility or any restrictions for the bonus. Neither is there any mention of the open/close cards in past 24 months etc. I thought she would get the bonus since there is no such language in the mailer? Thanks

  10. Hey Lucky, I have the Personal Platinum card open currently. I just got the Citibusiness card this month and met the minimum spend. When I called to inquire about the miles he said I wouldn’t get any bonus miles because I already have the personal card open. He also said if I had opened the business card first and then the personal card I would have gotten both bonuses. Does this sound right to you? I’m a little confused by the stipulations because I had both cards open at the same time about three years ago and got both bonuses. Thanks!

  11. @ Hannah — It sounds to me like the rep may have been misinformed. That shouldn’t be the case.

  12. Newbie here: if we already have Gold Citi cards (personal and business) would this be considered and upgrade to Platinum? Also, would we get the same bonuses with this current offer? Looking to decide on whether to upgrade with AAdvantage or pick another Credit Card to open accounts with and close these (trying to keep Credit Scores at excellent points as well).

  13. Lucky, Are you sure that the personal Platinum card still offers the 10% mileage rebate on frequent flyer redemptions? I do not see that under the “benefits” on the citicards.com website. It seems to be replaced by some new ,at least to me, reduced mileage awards. Could you check in to that and see if that is a better deal (I think so but haven’t fully read the terms yet as to a one-time deal or if it can be used repeatedly, instead of the 10,000 cap on the mileage “bonus” of lore)

  14. Lucky, would I be eligible for the business card bonus on a new business if I had an AA business card open for a DIFFERENT business in the last 24 months? This new business is legit, new LLC, new name, etc.

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