Questions and Answers

Most credit cards that allow for great travel miles require the recipient to be a resident of the U.S.

Are there any cards available from any vendors which I can fund with a PayPal account and then use anywhere in the world or online that also provide me with miles?
Greatly appreciated,
Jonathan

If one is a US citizen or permanent resident of the US, they can still get US credit cards, even if living abroad. I’m a US citizen and I’ve lived abroad off and on for over 20 years, obtaining and using cards from US banks. Non US citizens normally would not be able to apply for US issued cards because they would need a Social Security Account and positive credit history.

[QUOTE=”Gia, post: 64586, member: 1566″]If one is a US citizen or permanent resident of the US, they can still get US credit cards, even if living abroad. I’m a US citizen and I’ve lived abroad off and on for over 20 years, obtaining and using cards from US banks. Non US citizens normally would not be able to apply for US issued cards because they would need a Social Security Account and positive credit history.[/QUOTE]

Actually just an ITIN should work instead of a SSN, see this article from last year.
[URL]https://onemileatatime.com/should-i-begin-the-process-of-building-credit-history-in-the-us/[/URL]

And there is many paths to getting an ITIN, even winnings from gambling in Vegas would count. Buying a property and rent it out would certainly work.

The credit history can be gotten around sort of if you are an Amex customer, since Amex have a program for issuing card based on credit history with Amex outside the US. You would then build credit history on your new US Amex.

Biggest reason for doing would probably be no forex fee cards which is not available in many markets even in Europe.

But none of this is simple nor cheap, only worth it if you are somebody with a lot of credit card spend. And by a lot I mean a million $ plus a year due to all the extra paper work/red tape to get an ITIN and currency loses from paying bills in USD.

So if you qualify for a Amex Black this might be a good idea, otherwise not so much.