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Answers (2)

When to close credit card?

When to close credit card?

  1. William Thompson

    I’m new to the rewards/points hobby but already love it. I’ve signed up for some basic cards based off my spending habits (Amex everyday preferred and chase sapphire). I also have cards from before my days following this blog (delta Amex and Starwood Amex)

    While there is a lot of commentary on signing up for cards, when do you suggest closing credit cards accounts? I understand it can have a negative impact short term but is there a benefit to closing cards and then re applying for the bonus after a certain period lapses?

    Thanks for all your great content, definitely hooked since I started a few months ago.


  2. MidSouthSkier

    [USER=855]@William Thompson[/USER] – welcome! Lucky wrote this post almost a year ago regarding when to keep cards past the first year. Hopefully it’ll help and if not or if you have more questions, just let us know:


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