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Answers (1)

What counts as an “expensive” car for CSR rental car coverage?

What counts as an “expensive” car for CSR rental car coverage?

  1. Anonymous

    Hi – love the site!

    The CS family’s rental car coverage page ([URL=’https://www.chase.com/card-benefits/benefit-details/Sapphire/sapphire-damage-waiver-primary-consumer’]here[/URL]) says that the coverage doesn’t apply to “[e]xpensive, exotic, and antique automobiles; vans designed to carry more than 9 people; vehicles that have an open cargo bed; trucks; motorcycles, mopeds, and motorbikes; limousines; and recreational vehicles”.

    I have a good handle on what counts as exotic and antique – no old mustangs and nothing James Bond would drive!

    But what counts as expensive? I’m about to rent from National Executive Emerald Aisle and if I see a BMW (TPG says the chance is about 12%), should I not take it for the rental coverage? A BMW sedan can cost less than a Toyota minivan but the latter would obviously be covered. Am I over thinking this or should I actually be worrried?

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