Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.
While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!
This space is intended to be more of a community as well, so please jump in and share tips!
What counts as an “expensive” car for CSR rental car coverage?
Hi – love the site!
The CS family’s rental car coverage page ([URL=’https://www.chase.com/card-benefits/benefit-details/Sapphire/sapphire-damage-waiver-primary-consumer’]here[/URL]) says that the coverage doesn’t apply to “[e]xpensive, exotic, and antique automobiles; vans designed to carry more than 9 people; vehicles that have an open cargo bed; trucks; motorcycles, mopeds, and motorbikes; limousines; and recreational vehicles”.
I have a good handle on what counts as exotic and antique – no old mustangs and nothing James Bond would drive!
But what counts as expensive? I’m about to rent from National Executive Emerald Aisle and if I see a BMW (TPG says the chance is about 12%), should I not take it for the rental coverage? A BMW sedan can cost less than a Toyota minivan but the latter would obviously be covered. Am I over thinking this or should I actually be worrried?