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Answers (2)

Sapphire Preferred for a Sapphire Reserve AU

Sapphire Preferred for a Sapphire Reserve AU

  1. Anonymous

    Recently, on recommendation and without being familiar with forums like this one, I got a Sapphire Reserve and made my wife an authorized user. I wanted her to have Priority Pass. I’m 2/24 with Chase, and will be 1/24 in 2 months – believe she is 1/24 as well.

    Now, after reading much more it strikes me that a good next move might be for her to get the Sapphire Preferred – as it’s a Ultimate Rewards card that has a 60,000 point bonus, and it appears it can be downgraded to a Freedom Unlimited.

    So several questions:
    1. Can she still get the CSP bonus given she’s an CSR authorized user?
    2. Is this a wise move?

  2. David W

    1 – Yes she can.

    2 – Yes. It’s worth the $95 annual fee for the 60k bonus. I’d probably downgrade to a Freedom card, and apply for the Freedom Unlimited separately, if that card still has 3x points for the first $20k spend in the first year.

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