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Re-applying for a credit card
I’ve recently been declined for a Citi Prestige Card (I hold 2 other Citi cards) and the reason was “too many inquiries”. Indeed, I’ve opened several accounts (credit cards) in the last 4 months. How long should I wait before re-applying?
[USER=1759]@Fabricio Souza[/USER] What does several mean? The general practice is to open a few accounts every 91 days or so. I would wait at least that long before trying again. If you have gone truly overboard with apps it might be worth it to wait longer.
Thanks. Actually I had no idea about the “91 days” rule. I’d better calm down now on the apps:)