Questions and Answers

Hi –
I’m scheduled to take a spring break family trip to london in a week. With the recent events, I am thinking about travel insurance, since this is an expensive trip. I have both a Amex Plat card and a Prestige card. Based on my research, it appears the Amex card doesn’t offer very much coverage. The Prestige card appears to have more “cancellation” coverage. I did buy airfare with Amex – so would I not be eligible for the Prestige coverage?
If not, should I buy a third party plan?

Thanks

Hi Nadine,

Since tickets were purchased entirely on the Amex Platinum, your travel insurance would be based on the Amex’s coverage. You’re ineligible for coverage under the Prestige card because no part of the ticket was charged to that card.

Third party insurance could be a good idea though you must evaluate that on your own.

Tiffany recently did an excellent post regarding travel insurance, both included in premium credit cards and additional, separate policies. [URL]http://onemileatatime.boardingarea.com/2017/03/22/electronics-insurance/[/URL]

I’m not sure if you can purchase travel insurance this close to departure, at least not from a 3rd party. You might want to contact Amex and see if they still offer supplemental trip insurance. They used to, and I think still do for some accounts, but I haven’t been able to figure out the exact terms/parameters. So it’s worth asking.

[QUOTE=”Tiffany, post: 28897, member: 7″]I’m not sure if you can purchase travel insurance this close to departure, at least not from a 3rd party. You might want to contact Amex and see if they still offer supplemental trip insurance. They used to, and I think still do for some accounts, but I haven’t been able to figure out the exact terms/parameters. So it’s worth asking.[/QUOTE]
I was able to get insurance from Alliance — Amex also would have issued a policy at 2x price.