Questions and Answers

Hi, I’m just wondering- In my Chase account I can transfer points to a travel partner, like my United Mileage Plus account. Do those points transfer 1:1 into miles? Just learning how this all fits together. Thank you.

*In general* the points transfer 1:1 though there are exceptions.

SPG points transfer 1:1 for a number of airlines but if you transfer 20K at one time they’ll give you a 5K bonus, which is terrific. It’s one of the things that makes SPG points among the most valuable transferable currencies.

Here’s an old post from Greg, the Frequent Miler. In it is a link to a spreadsheet that’s kept updated with transfer partner info. [URL]http://frequentmiler.boardingarea.com/2014/06/24/transfer-partner-master-list/[/URL]

Open the spreadsheet and go to the second tab, Convert Bank Points to Airlines. There you’ll see which transferable currencies transfer to which airlines. If there’s just a “Y” in the box then the transfer ratio is 1:1. If it’s something else then Greg will have made note. With Chase Ultimate Rewards, every airline transfer partner is 1:1. But, for example, with Amex Membership Rewards transferring 250 MRs to British Airways will only net you 250 Avios. So normally that’s not a good deal unless you just need a very few Avios to top off an award.