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Answers (2)

Question 1046

Question 1046

  1. Anonymous

    Lucky,

    For credit cards I have only used attached to my parents name. However, I have a credit of 736 (as of February) by paying the rent on my house, making my payments for student loans, electric and other utilities, and other various bills in my name that have boosted my credit.

    Thanks,

    Nick

  2. Anonymous

    @ Nick — In that case I might consider charging with an American Express charge card. Anecdotally I find they’re pretty easy to get approved for, since you have to pay your balance in full every month, so it’s lower risk for the banks. The Premier Rewards Gold Card is a card that I’ve anecdotally found quite easy to be approved for, for example. If you don’t have luck it might make sense to start with a college credit card instead, use it for a while, and then switch to more lucrative cards.

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