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Question regarding the news that Citi is losing co-branded Hilton cards:
IF Citi product-changes my no-annual-fee Hilton card to another Citi card (let’s say a cashback card with a normal sign up bonus of $100 after $500 minimum spend), what do you think that does to the sign up bonus on the new card? Do you get it like you were approved for a new card, do you not get it, or do you not get it unless you cancel it and fill out a new application for that new card?
If you don’t want to answer that, then what happened in the past to other forced product-changes? Thanks.
You would only get the sign up bonus if you applied for a new card with that bonus offer. A product change would not get you that bonus. With that said these types of changes are fairly rare and I don’t think there is a one size fits all answer. I would continue monitoring developments and close the card if it looks like product changes will impact your ability to get sign up bonuses.