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Prepaid hotel and car rental protection if airline collapses
With today’s collapse of WoW, I’m getting nervous about a trip to Ireland that I’m scheduled to take on Norwegian in May. Yesterday D8 announced that they managed to secure replacement aircraft for their grounded MAX fleet, so assuming it would be business-as-usual I made a number of prepaid bookings for B&Bs and a rental car last night. The airfare tickets were paid for on my Chase Sapphire Preferred, and the hotels and cars are on my Ink Business Preferred.
What kind of protections are in place if D8 flies off into the sunset before my planned departure? The cost of the airfare would obviously be refunded to the CSP card, but the lodging/car bookings are my worry here since they were made with a different card than the air transport portion.
You do have some protections on the Ink Preferred (basically the same as on the CSP), but the main restriction is that the trip has to be for business purposes in order to get the coverage on the Ink cards. You don’t have to have purchased air on the same card though.
How does one prove “business” if one is a writer? Does Chase regularly demand people traveling under their business products to provide business partner names, conference itineraries, etc? This is interesting.
That’s what I’ve heard (though haven’t gone through it myself). It comes up most often on car rentals, but you just have to show that it’s a business trip. If writing is your business, and you were going for research/inspiration, you could probably provide some satisfactory level of documentation for the adjuster.