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Premium CC should pro rate annual fees
Hello, I’ve been a big fan of your site and get lots of useful tips. I’m a pilot and between work and family travel a good part of the time.
Due to the virus and it’s impact on the travel Industry, I had a question/idea for an article. The annual fees on the premium credit cards are still being charged as if everything was normal. I pay 450 for my Hilton aspire card, 550 chase reserve, 550 delta reserve……. however the benefits that come with that fee are not usable. So in my opinion shouldn’t the issuers pro rate the annual fee for the time that the benefits cannot be used? For example I have my delta reserve to use the delta lounge. They are now all closed due to the virus. So should I continue to pay the full annual fee for a benefit that I cannot use. Same goes for many of the premium cards.
I called Amex myself and spoke with a supervisor. She told me that currently Amex is not offering any type of help whatsoever. It’s like paying for a yearly magazine subscription but suddenly they only deliver 9 issues Instead of 12. You would think they would adjust the price accordingly.
Speaking to many of my friends and colleagues we all would benefit from You guys doing a little digging into this matter. Thanks for your time