Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.
While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!
This space is intended to be more of a community as well, so please jump in and share tips!
Minimum Spend after Refund
I recently applied for the SPG Business with the 30K signup bonus with the $5K minimum spend. I used the card last month for about a $200 charge for an addendum on my auto insurance policy and didn’t think anything of it. After another two weeks my auto insurer ended up canceling my policy altogether, refunding the $200 I had just spent using my SPG as well as about $1,500 of my remaining premium (that I had paid for with a different card).
So my question is that I have currently spent about $4,500 on the card not including the refunded $200, but I was refunded $1,500 that was never spent on this card. Does that mean I still need $2,000 spend to meet the $5K? Or is the $1,500 refund treated like a payment and I only need $500 more.
It should be $5k in [I]net[/I] purchases, so you’ll need to spend more, unfortunately.
That would be really annoying. Have you tried to contact the insurance company to see if they can put the large charge back on the correct card?