Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!

This space is intended to be more of a community as well, so please jump in and share tips!

Filter by:

Credit for Lounge Closure

1

Middle name on passport but not ticket

2

Unable to read questions

4

Emergency Assistance plus for American Airlines

1

Experience with ordering UK Day 2 PCR COVID test kits?

5

AA Upgrade

1

Credit after fare drop when booking through Chase Travel?

Can you help?
0

2022 EU Visa waiver

1

Can’t fill out Juicy Miles form

1

Travelling from South Africa can I transit in US en route to Canada?

1

Ask a Question

Everyone can read and comment, but you must login to post a new comment.

Answers (2)

Maximizing Credit Card Bonuses

Maximizing Credit Card Bonuses

  1. Anonymous

    Hey Lucky & One Mile At A Time community,

    First off, thanks for this awesome guide on maximizing your points collection and using them efficiently. I always thought I was pretty good at getting the most out of my credit card, but this has opened up a few more lucrative opportunities!

    My question is, once you’ve already applied for, an Amex for example and taken advantage of their bonus miles, what then? You can’t cancel and re-apply to receive more bonus miles. Correct me if I’m wrong but you’ve kind of used up your Amex bonus points forever, right? I’m asking because I’m a recent graduate and got my Amex gold which gave me 25,000 points up front. Great! Although if I had waited to increase my household income, I could have taken advantage of receiving +40,000 points for a more prestige card.

    All in all, should I wait a year so that my household income goes up and try and maximize my one time chance at getting bonus points from each credit card or just apply for all of them right now?

    Thanks and keep up the great content!

    Scott

  2. Gaurav

    You should take a look at historic offers for the card and try to apply when bonus offers are at or near their high levels. Once you have an established credit history you should be eligible for most of their available cards. If you get rejected you do not lose your eligibility for the sign up offer. You can get it if you apply later and get approved. Also there are data points that if the offers go up you can get the difference if you apply again but this is not worth it for most people.

Sign in to help answer questions.