Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!

This space is intended to be more of a community as well, so please jump in and share tips!

Filter by:

Qantas auctioning off seats!

Can you help?
0

How do Airlines Rank Passengers

2

Hotels and families

1

Global Entry Renewal – Applicaton -> New Card = 7 Days

1

UA first responder discount?

2

Alitalia shutting down – now what?

2

Digital nomading

1

New Qatar Transit Policy?

1

USA Accept Antigen Test For Re-Entry

1

Contacts requested, if possible, to launch a complaint.

1

Ask a Question

Everyone can read and comment, but you must login to post a new comment.

Answers (2)

Lending Club

Lending Club

  1. Paul TATK

    I just got what I thought was an AAdvantage credit card offer, but turned out to be a brochure from Lending Club, an online crowdfunded personal lender [B]co-branded with AAdvantage[/B]. Up to 40,000 bonus miles for personal loans up to $40,000, fixed interest starting at 6% (credit-dependent I assume). Caught my attention – new development, or has this been written up before? Not sure if it’s a good deal, BUT they say there’s no pre-payment penalties. Get the loan, pocket the points bonus, pay back the loan immediately ….?

  2. PhatMiles

    There are so many catches for that.
    Lending club charges an origination fee to start with.
    First of all, you have to qualify for a Grade A loan. If the fee is less then 2% then you can even start thinking.
    Anything other than Grade A loans are 5% fee which means you will end up buying AA miles at 5 CPM which is a rip off.
    Also, after you submit your info they will tell you how much amount you are eligible for.
    If you are already in the market for a loan, then this is a great deal to try. Just for the sake of miles, you can still try if your origination fee is less than 2% or whatever number you value AA miles against.

Sign in to help answer questions.