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LEONARD LEWENSTEIN, M.D.

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Brandenburg airport shows Global Airlines pic

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Asiana Airlines Delay + Flight Diversion – Denied Full Reimbursement

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Insane Experience on AA at MIA Yesterday

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Travel Insurance Claim Through Chase CC

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Frigid Temps!?

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Answers (2)

Lending Club

Lending Club

  1. Paul TATK New Member

    I just got what I thought was an AAdvantage credit card offer, but turned out to be a brochure from Lending Club, an online crowdfunded personal lender [B]co-branded with AAdvantage[/B]. Up to 40,000 bonus miles for personal loans up to $40,000, fixed interest starting at 6% (credit-dependent I assume). Caught my attention – new development, or has this been written up before? Not sure if it’s a good deal, BUT they say there’s no pre-payment penalties. Get the loan, pocket the points bonus, pay back the loan immediately ….?

  2. PhatMiles Member

    There are so many catches for that.
    Lending club charges an origination fee to start with.
    First of all, you have to qualify for a Grade A loan. If the fee is less then 2% then you can even start thinking.
    Anything other than Grade A loans are 5% fee which means you will end up buying AA miles at 5 CPM which is a rip off.
    Also, after you submit your info they will tell you how much amount you are eligible for.
    If you are already in the market for a loan, then this is a great deal to try. Just for the sake of miles, you can still try if your origination fee is less than 2% or whatever number you value AA miles against.

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