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High spending, no travel
I avg. 100k a year in spending on my current business card (Amex Gold Card)
I don’t travel at all. Is there a better card that I should be using?
It sounds like a cash-back card might be helpful to you.
The Chase Ink Cash Business credit card offers 5% cash back (on the first $25K in spend) annually at office supply stores, and on cellular phone, landline, internet, and cable TV services; 2% on the first $25K spent annually at gas stations and restaurants and 1% everywhere else. There’s no annual fee. Lucky has a link to this card on the Best Credit Cards tab at the top of this page and the Flexible Points & Cash Back cards page. (You actually earn Ultimate Rewards points but you can cash in UR points for 1 cent apiece.)
Are those categories where you have a lot of spend for your business? If not, let us know your spend is concentrated and maybe we can make another suggestion.
Discover IT card which has a promo to double all the cash back you have earned during the 1st year. Also their 5% rotating categories are quite useful.
If you don’t want to bother with categories you could also consider the Citi double cash that gives you 2% back on all transactions.
dude, why dont you travel? thats the bigger question, right?
@Rossco — What types of expenses do you generally have for your business, and what are you looking for from a rewards card?
Tiffany’s post on this topic:
[USER=7]@Tiffany[/USER] I’m curious why you’d prefer the plum over the Double Cash? Is it because of the increase in spending ability over time?
[QUOTE=”Gaurav, post: 8363, member: 79″][USER=184]@MidSouth Skier[/USER] psst, I think [USER=7]@Tiffany[/USER] wrote it :).[/QUOTE]
[USER=79]@Gaurav[/USER] — Well, because it’s specifically a business card, and we’re a bit short on details.
The Amex business cards let you have something like 99 additional employee cards, and there are other features on the backend that might make an actual business product more compelling, even if not necessarily more rewarding.
[USER=7]@Tiffany[/USER] gotcha. Thanks for clarifying!