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Getting your first credit card at age 18
I have been following your blog for years now and a few months back the glorious day came when I could apply for my first credit card. With zero credit history, it is no surprise that the only card I could get was the Discover Student It card.
Until I establish 6 months of credit history I can’t get approved for a second card, and in that time I want to plan what cards I should apply for. I was wondering if you had any advice for a young miles and points guy like myself?
Perhaps you could do a post on the first credit cards for other 18, 19 and even 20 years old like myself? I am looking at the Chase Freedom, Citi Thankyou Preferred for College Students or possibly an Amex?
With the ability to put large college-related expenses on credit cards (and pay them off promptly of course) I have the opportunity to earn large amounts of miles and points.
I look forward to reading what you or what anybody else has to say!
Looks like you’re already heading in the right direction. Get any of the no-annual fee cards – ones that you mentioned. Probably best to start with the Chase Freedom/Freedom Unlimited and/or Amex Everyday cards. Build that up and you’ll have transferable miles once you can apply and be approved for more premium cards!