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Fico vs Vantage
Hi we are wondering if Chase uses Fico exclusively for Sapphire Preferred application. We are in TX so it looks like it will be Experian.
What’s puzzling to us is that both Lifelock and CreditKarma had my wife’s creidt score at 730 (Vantange), but both Experian & AMEX had her at 650 (FICO).
Based on the 650, her score was not good, but she was earlier this year approved for both AMEX Gold (50K) and Chase SWA ($3K+CP). Will Chase look at other scores besides FICO? If so I think she might have a chance at CSP or Citi Premier.
Thanks in advance.