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Hello how are you! My concern is about my fico score, about 3 month a go I’ve seen my fico score going down ,i used to have 2 loans ,managed to pay it off and only have 1 credit card balance which is less than half of the credit line ,never missed a payment and always pay on time. Any suggestions on how to boost my credit score? ????
Hi! The best thing, probably, would be to pay off your credit card balance ASAP, thus lowering your utilization.
From there, you can look at diversifying the types of credit you have, etc., but I think that eliminating debt is more important than worrying about the number as such, personally.
More on credit scores here: [URL]http://onemileatatime.boardingarea.com/credit-cards-credit-scores/[/URL]