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Downgrade Sapphire Preferred?
I got the Sapphire Reserve back in September, but already had the Sapphire Preferred card. The Preferred card is up for renewal in January with the $95 annual fee. Haven’t used it since I got the Reserve. Assuming I should downgrade the Preferred to avoid the annual fee?
If you are keeping the Reserve then absolutely. You could do the no fee Sapphire but I’d probably go with the Freedom or Freedom Unlimited if you don’t have one of those.
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