Questions and Answers

Hi Lucky – longtime blog reader, first-time questioner here.

I’ve had the Citi AA Exec for a few years, as well as the Citi AA Platinum Select.

My work travel is way down and so I’m going to get rid of the Exec next month when the annual fee is due.

Is there a no annual fee Citi card that you would recommend downgrading to, rather than out-and-out canceling? I will keep the Platinum Select for the Priority benefits, but I’d also like to keep the $20K credit line from the Exec.

Thanks in advance,
Chris

Welcome [USER=2942]@Chris Aldrich[/USER] – the Double Cash card is a good one. 1% back when you buy, 1% when you pay. Just be sure that when you redeem your cash back you do NOT apply it to your statement balance or you don’t get the 1% payment credit.

I would second that. It’s a good cash back card, and it doesn’t have a sign up bonus of its own so you are not missing out on anything.

Can you ask Citi if they’re willing to move the 20k credit limit to the AA Platinum card (or spread out over other Citi cards, if you have them) and then cancel the Exec?