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Credit Score Effect
Am going to apply for both the Platinum Delta Amex and the Gold Delta Amex, for the great sign up bonuses on both of them, but after I get the cards and keep the minimum spends I have no intention of keeping them beyond 6 months. Assuming I pay my bills on time and have no history of bad credit or debt, will canceling cards right after you get them negatively impact credit score?
Maybe not your credit score but it won’t earn you any favor with Amex. Why not just hold on to them until the annual fee comes up again. They might give you some kind of earning challenge to earn extra points (e.g. spend $xxxx in 3 months and earn 5K bonus miles). If they don’t then cancel.