Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.
While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!
This space is intended to be more of a community as well, so please jump in and share tips!
Chase Sapphire Preferred
I downgraded my CSP to Chase Sapphire to avoid the fee almost a year ago. With the new Chase policy of only 4 applications in 2 years, should I try to open a new account online ( I have opened 6 in the last 2 years) or call Chase to ” upgrade ” to the preferred card? Can I qualify for the sign up bonus if they allow an upgrade?
Also, is a business application in 2 years also considered in that amount?
I think the general rule is that five or more queries will prove a problem for a Chase UR earning product application so I think it’s hard to be too optimistic about a new application. You might have better luck trying to upgrade the card back to a CSP but that will not give you a bonus, just the option to transfer miles to partners again, better earning structure etc.
Re: business application, my understanding is that they are looking at credit inquiries which would happen for personal or business cards.
Your feedback is important in helping us keep our community safe.