Nautical miles
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Answers (2)
cancel co signed credit card
cancel co signed credit card
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Anonymous GuestHello Lucky,
when I came to the US my American wife helped me to establish my own credit score. Now that I have a 750+ rating we thought about cancelling the co signed credit cards (Chase Saphire and Chase Freedom) so that I can apply for them by myself in the near future. Do you know how this would effect my score? Other thoughts? Thank you. -
David W Community Ambassador
You might want to try calling Chase to see if the Freedom can be updated so that your wife is no longer a co-signer. If you can do that, keep the card as it’ll show that you have a long credit history. Try to do the same with the Sapphire, and then consider downgrading the card to the Freedom Unlimited, after which you can apply for the Sapphire.
If that doesnt work and you have to cancel the cards, I think it’ll negatively impact your score because you wont show as much of a long credit history.
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