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Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

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Answers (3)

Can I cancel before paying credit card fees?

Can I cancel before paying credit card fees?

  1. Anonymous

    Hi Ben,

    In the UK (and perhaps elsewhere) the Preferred Rewards Gold Card is currently available from AMEX with no membership fee for the first year. Based on my spending and travel habits, this card would not be worth me paying the £140 fee, however if I was able to cancel before paying, this would be useful to me for the next year.

    Can you normally cancel the card before paying the fee, assuming the first year there is no fee to pay?


  2. David W

    Assuming it works the same in the US, when your annual fee posts at the beginning of your second year, call AMEX. Let them know you’re hesitant about keeping the card another year because of the annual fee. They may waive it. If they dont, you can cancel the card.

  3. Gaurav

    Make sure to check on the rules for the UK though. Maybe set a reminder and call them a week or so before your anniversary to be on the safe side.

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