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Answers (2)



  1. StevenNYC


    Really enjoying this site; it’s so informative. Well, I’m ready to start my new airlines’ credit card adventure. I’m addicted to Asia and I’m wondering what credit card offers the best reward structure from New York City to Asia – namely Indonesia, India, Laos excreta. I want to start accumulating miles and getting it right from the beginning.

    However, American Airlines is not a choice and I will never fly United again. Otherwise, advice?
    Much thanks in advance

  2. David W

    First, it’s “et cetera” not excreta. 🙂

    It’s not the credit card that offers the rewards to Asia but the airline that the credit card has partnered with so that you can redeem points/miles for flights to Asia (hopefully using their airline partners). Furthermore, not wanting to fly with AA and/or UA shouldnt mean that you should also avoid their mileage programs since they can be useful.

    Being based in NYC, I’d highly recommend Amex Citi and/or Chase cards that earn their transferable rewards points.

    With [B]Chase and their Ultimate Rewards[/B], you can transfer points to:

    [B]Air France KLM [/B]- SkyTeam airlines like China Airlines, Xiamen Airlines Garuda Indonesia and Vietnam Airlines.
    [B]British Airways [/B]- Great for shorthaul redemptions with oneworld airlines like Cathay, JAL and Malaysian. However, depending on the airline and routing, fees can be high. Notably, direct flights out of HKG carry extremely low fees.
    [B]Korean Air [/B]- KE doesnt release that many seats to partners so the easiest way to book awards for travel on them is thru their own program. You can also use them to book SkyTeam partners as well.
    [B]Singapore Airlines [/B]- Another airline that doesnt release premium cabin awards to partners so youre only way of flying on SQ’s premium cabins is thru their own program
    [B]United [/B]- Star Alliance awards – Thai, ANA, Air China, EVA, Asiana. UA’s award chart does have some sweet spots and they’re the last US based airline that allows a stopover on an award.

    [B]Amex and their Membership Rewards[/B] allows transfers to:

    [B]AirFrance/KLM, British Airways, Singapore Airlines[/B] – discussed above
    [B]Cathay Pacific[/B] – Distance based award chart but will allow you to waitlist on Cathay’s flights. They also have a oneworld around the world chart which could be useful
    [B]Delta Air Lines[/B] – SkyTeam partner airlines, decently priced and generally no heavy fees. There was a devaluation recently which sucks but can still be cheaper than the same itinerary booked via AirFrance/KLM

    [B]Citi and their ThankYou [/B]points allows transfers to:
    [B]AirFrance, Cathay, Singapore[/B]

    Look into cards from those banks and see which one works best with your spending patterns so that you can maximize rewards. Keep in mind that multiple cards can help you earn rewards faster as well.

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