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Answers (2)

bad credit

bad credit

  1. Anonymous

    I want to do what you do, Lucky, but my credit is bad…Once my credit is good, then I can apply for all the different credit cards. Have some more questions, but let us start there

  2. MidSouthSkier

    Hi Mr. P., yes, the first step is to get your credit score up. Make sure any cards you currently have are paid off in full each month and that you’re up to date with any house/rent/car payments. If you have any bankruptcies the card issuers will be less ready to approve you for new cards until that falls off your credit report (7 years, I think). But it is possible to do with work and patience.

    Sign up for Credit Sesame and Credit Karma which will allow you to keep track of your credit scores for free.

    Hang in there!

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