AA Flagship First Check In LAX
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Answers (3)
Annual Income College Student
Annual Income College Student
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AnonymousLucky and OMAAT readers,
I need some expertise here. I am a freshman in college looking to get into the credit card “game.” Lucky, your post addressing college credit cards has gotten me really excited. However, when I applied for the Citi ThankYou college card, I was denied. I think this is because of my annual income being to low. All I entered was the money I made from my job last summer, as technically I don’t have any other official forms of income. Now, I am a full time student. However, my parents are planning to pay whatever bills my credit card produces. I will absolutely not have a problem paying the small amount I plan on charging with this card. How do I make it clear to Citi that I have financial resources without lying about my income? Can I put my monthly allowance from my parents down as income?Any advice would be greatly appreciated as this stuff wasn’t mentioned in the post. Thank you in advance!
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Anonymous
The application forms ask for your household income, technically, so if your parents home is your permanent address may be allowed to include their income.
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MidSouthSkier
Also, try applying for a department store credit card, making a few small charges and paying them off. That will help establish a credit history.
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