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Amazon gift cards on united portal or credit card?
I use Amazon a lot. I currently purchase amazon gift cards in United’s shopping portal with my freedom unlimited card. If I understand correctly that earns me 1.5 chase points (valued at around 3 cents per dollar) and a little over .5 united points (valued at around .50 cents per dollar) – roughly 3.5% earning rate.
I can also earn 3x on my amex everyday by buying amazon gift cards at grocery stores (valued around 6 cents), which I know is capped at $6,000 per year. I spend this much on grocery anyhow so this is not a good choice for me.
What would be a better strategy for the amazon spend? I am thinking the Ink card with office supply purchase of amazon gift cards – 5 points per dollar valued at 2 cents each – 10% value? Would this be the best alternative option? Any others?
Your valuation of the points seems off to me, but to each their own.
The Ink strategy is a good one, though 5x is capped at $25k total per year for office supply stores, internet, cable TV, mobile phone and landline combined.
Thanks – how do valuate the points differently, just curious as trying to learn and just starting out? Thanks.
Start here: [URL]https://onemileatatime.boardingarea.com/value-miles-points/[/URL]