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Answers (4)

Amazon gift cards on united portal or credit card?

Amazon gift cards on united portal or credit card?

  1. IOP

    I use Amazon a lot. I currently purchase amazon gift cards in United’s shopping portal with my freedom unlimited card. If I understand correctly that earns me 1.5 chase points (valued at around 3 cents per dollar) and a little over .5 united points (valued at around .50 cents per dollar) – roughly 3.5% earning rate.

    I can also earn 3x on my amex everyday by buying amazon gift cards at grocery stores (valued around 6 cents), which I know is capped at $6,000 per year. I spend this much on grocery anyhow so this is not a good choice for me.

    What would be a better strategy for the amazon spend? I am thinking the Ink card with office supply purchase of amazon gift cards – 5 points per dollar valued at 2 cents each – 10% value? Would this be the best alternative option? Any others?

  2. David W

    Your valuation of the points seems off to me, but to each their own.

    The Ink strategy is a good one, though 5x is capped at $25k total per year for office supply stores, internet, cable TV, mobile phone and landline combined.

  3. IOP

    Thanks – how do valuate the points differently, just curious as trying to learn and just starting out? Thanks.

  4. David W

    Start here: [URL][/URL]

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