What’s your recommendation for a temporary exit strategy from the miles & points game?

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Anonymous Guest

April 8, 2015, 8:42 am

Hey Lucky,

What’s your recommendation for a temporary exit strategy from the miles & points game? We’re having our first child in a few months, so I don’t anticipate jetting off to the Maldives anytime in the next few years. All of our friends and family are within 90 minutes’ driving distance, so U.S. domestic trips aren’t on the horizon either. I imagine once the kid(s) are out of strollers, we might start taking family trips, but that’s probably at least 3-5 years off. Meanwhile, we get hit with annual credit card fees every year. Is it worth keeping our travel reward cards open during our travel hiatus, or should we go to a lower, no-fee credit card and then reapply as “new customers” in a few years?

FWIW, we have the Chase Sapphire, Chase IHG, Chase Freedom, and Amex SPG. We probably going to keep the IHG card for the annual free night, and the Freedom has $0 annual fee, but we’re not sure about the others. What do you think? Any advice would be greatly appreciated!

Thanks,

Kat

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What’s your recommendation for a temporary exit strategy from the miles & points game?