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Answers (5)

Parking miles

Parking miles

  1. AJ P

    I’m new to this game and wanted to see if strategy were possible: I want to churn through my credit cards and cancel them as I earn the bonus miles. If I wanted to park the miles and transfer it to an airline account (and then close the card), what is the best place to park them? I am wondering if there is something like a OneWorld account that I can store my bonus miles and then use them in one of the OneWorld-partner airlines when I choose to. Is this possible? If so, is SkyTeam or Star Alliance better? Or does that depend entirely on one’s airline preference? Thanks in advance!

  2. David W

    There isnt really a place to park the miles in an airline program. Furuthermore, a devaluation can kick in with short notice. It’s much smarter to keep the points in a transferable currency.

    Also, not many cards are quickly churmable. Typically BOA cards you can get once every 90 or so days. Citi will only give you the bonus once every 18 months from the last time you opened or closed the card, Chase is once every 24 months but theres also the 5/24 rule. Amex personal cards are once per lifetime, business cards are every 12 months I believe.

    Instead why not try to maximize your earnings? Like, get a series of Chase or Amex cards and spending smartly so that youre earning at least 1.5x points per dollar.

  3. Gaurav

    Also banks are likely to get unhappy with you if you close a card right after earning and transferring the bonus.

  4. AJ P

    Thank you both for the response. Point taken and very much appreciated.

  5. Anonymous

    [USER=2099]@AJ P[/USER] — Good advice, and welcome!

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