American’s Credit Card Spending Cutoff For Elite Status

American’s Credit Card Spending Cutoff For Elite Status

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Nowadays American AAdvantage awards elite status based on how many Loyalty Points you earn, meaning it’s possible to earn elite status with credit card spending. American doesn’t follow the calendar year for its elite status program.

With the end of the elite year coming up soon, I wanted to post a reminder of how American has made a minor but important change to how and when credit card spending counts toward status, as it impacts spending right now.

American updates how credit card spending counts toward status

The AAdvantage elite status qualification year doesn’t follow the traditional calendar year, but rather runs from the beginning of March of one year until the end of February of the following year (in this year’s case, from March 1, 2023, until February 29, 2024).

Understandably, one important question is when the cutoff is for credit card spending counting toward a particular year. Does all credit card spending through the end of February count toward status for that year? Or is it based on your credit card statement closing date? Well, American has made a change with that.

Historically, which qualification year credit card spending counted toward was based on when your credit card statement closed, rather than when you completed spending. Your last statement close date prior to the end of the program year would be the last to earn you Loyalty Points toward that year’s status (or to help you qualify for Loyalty Point Rewards).

In other words, under the old system, if your credit card statement closed on the 15th of each month, all credit card spending through February 15 would count toward the current elite qualification year, while all credit card spending after February 15 would count toward the following elite qualification year.

With the latest change, all credit card spending that posts to your account before the end of February counts toward the current elite qualification year, so credit card statement closing dates no longer factor into this. Just make sure that the charge has fully posted to your account (and isn’t just “pending”) prior to the end of the month.

American AAdvantage has made a subtle but important change

This is a sensible change on American’s part

I think this change from American AAdvantage makes a lot of sense. I know for the previous elite year, many AAdvantage members were confused about the credit card statement close date determining which elite year spending counted toward, rather than the actual spending date.

For many, it’s confusing enough that elite status no longer follows the traditional calendar year, so then when you add in the cutoff based on the statement close date, I imagine a considerable number of people ended up not quite earning their intended status.

I think this AAdvantage change is pretty logical

Bottom line

Nowadays American co-branded credit card spending counts toward elite status based on when the charge posts to your account, rather than based on when your statement closes. This means that all credit card spending through the end of February counts toward the current elite year, rather than only all spending through the last statement close date prior to the end of February.

How’s your American credit card spending looking for February? 😉

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  1. Steve Guest

    Is it really worth going from the AA Platinum Select Citibank CC for $99 a year to the Executive AA Citibank for $595 for the year ? It looks like som good perks... but, in reality, you are paying. for some of them with the yearly fee ...

  2. 305 Guest

    Any idea how this will work regarding AAdvantage Hotels loyalty points? Do they all have to post by 2/29 or does just the stay need to be completed by then?

    1. Scudder Diamond

      Hotel stays, online shopping, and dining should all post as backdated to the transaction date, and status would be awarded if the threshold is met.

  3. Oldtraveler Guest

    Only if Citi changes their posting process and puts through “ pending” in less than 3 days! Slowest process of any card!

  4. Nick Guest

    Do those that have an Instant Status Challenge also included with this new policy?

    1. breathesrain Gold

      Yes, the retroactively added LPs will count towards instant pass status. Also note that the instant pass status is cumulative (so I could earn enough LPs to temporarily hit Executive Platinum in the first phase and then do nothing and still have Platinum via the pass for the other phases)

  5. Eli Guest

    I am at 155,000 loyalty points and I am hoping to make it, my big problem is that my citi limits are really low so I keep on making payments

  6. Disco Dave Guest

    This is NOT a change from how elite qualification was awarded last year. It IS new that they are announcing how end of year credit card points will be credited.

    In early Feb last year I was told by an AA customer service rep that only points accrued thru my 2/16 credit card closing date would count towards 2023 status. This caused me to scramble for a couple thousand points to make sure I...

    This is NOT a change from how elite qualification was awarded last year. It IS new that they are announcing how end of year credit card points will be credited.

    In early Feb last year I was told by an AA customer service rep that only points accrued thru my 2/16 credit card closing date would count towards 2023 status. This caused me to scramble for a couple thousand points to make sure I reached 200k for EXP status by 2/28.

    However, in early March 2023, an additional 3,422 points posted to my account, post-dated 2/28/23. That represented the dollar amount I charged from 2/17 to 2/28. With it was the following explanation:

    “As a courtesy, we have posted a one-time deposit of the Loyalty Points you earned on purchases made between your February credit card statement closing date and February 28, 2023, the end of the 2022 AAdvantage® status qualification year.”

    This exception was not made just for me; other elite members I know received a similar notification in their accounts.

  7. Juno Guest

    Made it to PP on 2/1, so I am taking February off and spending is going on the Hyatt card for the elite nights credit. March 1.. back to the AA card.

    1. Scudder Diamond

      Yup. I've been on other cards since hitting 250k LPs in November.

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The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Nick Guest

Do those that have an Instant Status Challenge also included with this new policy?

2
Juno Guest

Made it to PP on 2/1, so I am taking February off and spending is going on the Hyatt card for the elite nights credit. March 1.. back to the AA card.

1
Steve Guest

Is it really worth going from the AA Platinum Select Citibank CC for $99 a year to the Executive AA Citibank for $595 for the year ? It looks like som good perks... but, in reality, you are paying. for some of them with the yearly fee ...

0
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