Best Flexible Points ThankYou Points Cards

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Flexible Points
Citi Strata Premier Card

Citi Strata Premier℠ Card

Earn 70,000 bonus ThankYou® Points after qualifying purchases
Flexible Points
  • Earn 3x Points on Airfare
  • Earn 3x Points on Hotels
  • Earn 3x Points at Restaurants
Apply Now Securely with Citi | Terms Apply.
In my opinion, the Citi Strata Premier℠ Card offers the most rewarding bonus categories of any mid-range credit card, as the card offers 3x points in multiple categories. I also love Citi ThankYou points, and get huge value by transferring them to airline partners, especially in conjunction with a transfer bonus.

Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.

Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.

Earn 1 Point per $1 spent on all other purchases

Foreign Transaction Fee: 0%
Annual Fee: $95
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Earn 70,000 ThankYou Points

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com

ATT Points Plus Card from Citi

AT&T Points Plus® Card from Citi

Earn a $100 Statement Credit after qualifying purchases
  • Earn 3x Points at Gas Stations
  • Earn 2x Points at Grocery Stores
  • No Annual Fee
Apply Now Securely with Citi | Terms Apply.

Earn 3 ThankYou® Points per $1 spent at Gas Stations

Earn 2 ThankYou® Points per $1 spent at Grocery Stores

Earn 1 ThankYou® Point per $1 spent on all other purchases

Foreign Transaction Fee: 3%
Annual Fee: N/A
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
  • Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
  • Earn 3 ThankYou® Points per $1 spent at Gas Stations
  • Earn 2 ThankYou® Points per $1 spent at Grocery Stores
  • Earn 1 ThankYou® Point per $1 spent on all other purchases
  • No limit to the amount of points you can earn, and your points will not expire.
  • No Annual Fee

Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening