Link: Apply now for the no annual fee Bilt Mastercard®
The Bilt Mastercard® (review) is a valuable no annual fee card that I applied for and hold onto. This allows you to pay your rent by credit card and earn rewards, even if your landlord doesn’t ordinarily allow no-fee credit card payments. For us homeowners, you can potentially even pay your HOA this way.
There are many innovative things about Bilt, including that there’s a Bilt Rent Day promotion on the first day of each month. With a new month being right around the corner, the details of the November 2025 Bilt Rent Day offer have just been revealed, and it includes a big airline transfer bonus.
In this post:
Details of the November 2025 Bilt Rent Day promotion
There are a couple of aspects to the Bilt Rent Day promotion, including the ability to earn bonus points (which is the same every month) plus at least one additional promotion.
Note that Bilt Rent Day promotions are generally valid from 12:00AM ET until 11:59PM PT, so technically you have around 27 hours to take advantage of them.
Earn 2-6x Bilt points on Rent Day purchases
Ordinarily the Bilt Mastercard earns 1-3x points per dollar spent, as you earn 3x points on dining, 2x points on travel, and 1x points on all other purchases. On the first day of each month, you earn double those rewards, meaning you earn 6x points on dining, 4x points on travel, and 2x points on all other purchases (except rent, where you earn 1x points).
With this offer, you can earn up to 1,000 bonus points each month. Keep in mind that you need to use your Bilt Mastercard five times each statement period in order to earn these points. It could be worth strategically making some purchases on the first day of each month to maximize this as much as possible.
Get up to a 100% Etihad Guest transfer bonus
For the November 2025 Rent Day promotion, Bilt is offering a transfer bonus of up to 100% when moving points to Etihad Guest, which is one of the program’s newest partners. The size of the transfer bonus depends on your Bilt elite status, as follows (this is available exclusively on November 1, 2025, between 12:00AM ET and 11:59PM PT):
- Blue members receive a 25% transfer bonus
- Silver members receive a 50% transfer bonus
- Gold members receive a 75% transfer bonus
- Platinum members receive a 100% transfer bonus
Personally, this isn’t a transfer bonus I’d speculatively take advantage of, as I don’t value Etihad Guest miles all that much. We’ve seen a lot of changes with the Etihad Guest program over the past couple of years, both for better and worse. So, is there value in transferring points to Etihad Guest with this bonus? That depends…
While Etihad Guest has lots of airline partners, unfortunately these redemptions are almost never a good deal. Below is the award chart for travel on partner airlines, which doesn’t leave many enticing redemption opportunities.
At this point, the biggest value in the Etihad Guest program is being able to redeem for travel in Etihad premium cabins. Etihad is a pleasure to fly with, and the airline has improved very nicely in recent years, with new aircraft and a great premium experience, in both first class and business class. On top of that, Etihad’s hub at Abu Dhabi Airport is a game changer for the airline.
Historically, the best way to book Etihad premium cabin tickets has been through partner programs, like American AAdvantage. Unfortunately Etihad has started greatly restricting premium award space through partners. So in many situations, your only option for redeeming for premium cabin travel on Etihad is directly through the Etihad Guest program.
The catch is that Etihad Guest redemption rates aren’t exactly low, and there are also steep carrier imposed surcharges. Furthermore, the other issue with Etihad Guest is the program’s strict mileage expiration policy and very hefty cancelation fees on awards, which make me think twice about redeeming through the program.
Bottom line
On the first day of each month, those with the Bilt Mastercard can take advantage of the monthly Rent Day promotion. In addition to earning up to double points for purchases, for November 2025, there’s the opportunity to take advantage of an up to 100% transfer bonus to Etihad Guest.
Are you taking advantage of the Bilt Rent Day promotion for November 2025?
Why isn't this a great redemption for short distance flights in that <5000 (km/mi? can't tell from your chart) range? LGA-YUL is 6000 points, so just 3500 Bilt points with the 75% bonus. And if you redeem last minute, the cancellation policy shouldn't matter.
Interesting how EY can be redeemed for both AA and AC. I was curious so I looked up LGA-YUL, which, again, odd for them to sell that, but I guess it works.
Ah, yes... earn your BILT points by paying for rent at your actual apartment... for a chance to redeem on Etihad's a380 for their First Class 'The Apartment'... the, upgrade to EY's 'The Residence.' Right...