Link: Apply now for the no annual fee Bilt Mastercard®
The Bilt Mastercard® (review) is a valuable no annual fee card that I applied for and hold onto. This allows you to pay your rent by credit card and earn rewards, even if your landlord doesn’t ordinarily allow no-fee credit card payments. For us homeowners, you can potentially even pay your HOA this way.
There are many innovative things about Bilt, including that there’s a Bilt Rent Day promotion on the first day of each month. With it now being a new month, I want to post a reminder of the September 2025 Bilt Rent Day offer, as it includes a potentially lucrative airline transfer bonus.
In this post:
Details of the September 2025 Bilt Rent Day promotion
There are a couple of aspects to the Bilt Rent Day promotion, including the ability to earn bonus points (which is the same every month) plus at least one additional promotion.
Note that Bilt Rent Day promotions are generally valid from 12:00AM ET until 11:59PM PT, so technically you have around 27 hours to take advantage of them.
Earn 2-6x Bilt points on Rent Day purchases
Ordinarily the Bilt Mastercard earns 1-3x points per dollar spent, as you earn 3x points on dining, 2x points on travel, and 1x points on all other purchases. On the first day of each month, you earn double those rewards, meaning you earn 6x points on dining, 4x points on travel, and 2x points on all other purchases (except rent, where you earn 1x points).
With this offer, you can earn up to 1,000 bonus points each month. Keep in mind that you need to use your Bilt Mastercard five times each statement period in order to earn these points. It could be worth strategically making some purchases on the first day of each month to maximize this as much as possible.
Get up to a 100% Virgin Red transfer bonus
For the September 2025 Rent Day promotion, Bilt is offering up to a 100% bonus when members transfer points to Virgin Red. This is being described as a targeted bonus of up to 100%, and Bilt isn’t stating which members will be eligible for which size bonus.
I’d assume that Bilt elite status factors into the percentage bonus you potentially receive, but it’s not as clear as with past offers. Some people with lower elite status are reporting bigger bonuses than some people with higher elite status.
Virgin Red is a separate loyalty program from Virgin Atlantic Flying Club, but points can be moved between the programs at a 1:1 ratio, so I’d basically view this as a Virgin Atlantic Flying Club transfer offer. There are lots of great uses of Flying Club points, including for redemptions on Virgin Atlantic, SkyTeam partner airlines, and other partners.
Bottom line
On the first day of each month, those with the Bilt Mastercard can take advantage of the monthly Rent Day promotion. In addition to earning up to double points for purchases, for September 2025, there’s the opportunity to take advantage of a targeted up to 100% transfer bonus to Virgin Red (which in turn allows transfers to Virgin Atlantic Flying Club).
Are you taking advantage of the Bilt Rent Day promotion for September 2025?
As much as I like Bilt, this “targeted” promotion is doing nothing to encourage people to build status, meaning they actually use the card for everyday purchases. Hopefully they use this as a data point and ditch this idea.
Silver 60%
Blue and 60%
Silver, 40%
Adding.
Gold and 40%. I've done many big transfers in the past. Currently have ~55k points.
Gold and 40%
Platinum and 100% bonus here
Silver and 60%
Gold and only offered 40% :/
I see 100% (Platinum)
Additional data point: Bilt Blue and I was surprised to see a 60% offer.
These targeted bonuses are ridiculous and kill any incentive to build status. On Reddit there are DPs of Platinums with 40%. I’d be miffed.
Bilt Gold --> 60% bonus.
I'll probably transfer some. I'm approaching 100k Bilt points and don't like to keep too many points in a fly-by-night operation.
I got a 60% offer. Question to the miles/points experts: I have 10K Bilt points, is it more advantageous to transfer them to Hyatt or Virgin? Or, what is more valuable: 16K Virgin points or 10K WOH points?
Virgin points potentially have higher value but can be hard to redeem for a good value. Personally I’d value the Hyatt points higher as I can more reliably use them.
40% bonus for me. I have Bilt Blue status.
Only got 40% transfer bonus for my Silver. As a data point I HAVE transferred Bilt points to Virgin before, during a previous rent day promo.
Looks like Silver is a 60% bonus on my account
Mine as well.
Same here, 60% for Silver.