Link: Apply now for the no annual fee Bilt Mastercard®
The Bilt Mastercard® (review) is a valuable no annual fee card that I applied for and hold onto. This allows you to pay your rent by credit card and earn rewards, even if your landlord doesn’t ordinarily allow no-fee credit card payments. For us homeowners, you can potentially even pay your HOA this way.
There are many innovative things about Bilt, including that there’s a Bilt Rent Day promotion on the first day of each month. With it now being a new month, the January 2025 Bilt Rent Day offer is now live. While there’s not a transfer bonus this time around, there is an exciting status match opportunity, which could prove to be lucrative.
In this post:
Details of the January 2025 Bilt Rent Day promotion
There are a couple of aspects to the Bilt Rent Day promotion, including the ability to earn bonus points (which is the same every month) plus at least one additional promotion.
Note that Bilt Rent Day promotions are generally valid from 12:00AM ET until 11:59PM PT, so technically you have around 27 hours to take advantage of them.
Earn 2-6x Bilt points on Rent Day purchases
Ordinarily the Bilt Mastercard earns 1-3x points per dollar spent, as you earn 3x points on dining, 2x points on travel, and 1x points on all other purchases. On the first day of each month, you earn double those rewards, meaning you earn 6x points on dining, 4x points on travel, and 2x points on all other purchases (except rent, where you earn 1x points).
With this offer, you can earn up to 1,000 bonus points each month (the cap used to be 10,000 bonus points, but it has been lowered as of October 2024). Keep in mind that you need to use your Bilt Mastercard five times each statement period in order to earn these points. It could be worth strategically making some purchases on the first day of each month to maximize this as much as possible.
Get an Accor Live Limitless status match
Today (January 1, 2025) only, Bilt is offering a status match with the Accor Live Limitless (ALL) loyalty program. The Accor status that you can unlock varies based on your Bilt elite status. Specifically:
- Bilt Blue members can receive complimentary ALL Silver status
- Bilt Silver members can receive complimentary ALL Silver status, or ALL Gold status for 5,000 points
- Bilt Gold members can receive complimentary ALL Silver status, or ALL Gold status for 2,000 points
- Bilt Platinum members can receive complimentary ALL Silver status, ALL Gold status for 2,000 points, or ALL Platinum status for 5,000 points
Upon successful activation or points transfer, Bilt members who request status will receive a unique link via their email that will take them to Accor’s website to complete the status match. Once activated, Silver or Gold status will be reflected within 24-48 hours. Meanwhile Platinum status will be upgraded within 15 business days.
Status earned through this will be valid through December 31, 2025. Beyond that, ALL Silver and Gold members will have a shortcut to retain their status through the 2026 calendar year. ALL Silver members will need three qualifying nights to retain status, and ALL Gold members will need eight qualifying nights to retain status. ALL Platinum members who don’t meet the normal status requirements will receive ALL Gold status in 2026.
Accor is a major hotel group, so it’s cool to see this offer. For example, ALL Platinum status offers perks like two suite night upgrades, lounge access at select hotels, and more. You can find the Accor Live Limitless elite perks at this link.
Bottom line
On the first day of each month, those with the Bilt Mastercard can take advantage of the monthly Rent Day promotion. In addition to earning up to double points for purchases, for January 2025, there’s the opportunity to take advantage of an Accor Live Limitless status match. As a Bilt Platinum member (my status is expiring soon), I’m excited about the Accor Platinum benefits, and to experience what perks are like with the program. I’ll be sure to report back!
Do you plan on taking advantage of the Bilt Rent Day promotion for January 2025?
Damn, no points in the account. Would have actually sacrificed 5000 points to get gold. Have an upcoming stay...
Question - If I am BILT Platinum and want to buy up to ALL Platinum, will it cost me 5,000 points or do I have to transfer 5,000 BILT points to my ALL Account, similar to what was offered for Alaska and Flying Blue.
Thanks
You transfer to ALL at 3:2, Bilt standard transfer ratio. So you'll end up w/3333 ALL points. They can be used at a fixed €0.02/point, which means you are getting $0.014/Bilt point, plus the status.
Damn… I’m in Bilt Platinum but no points in the account.
I am thrilled with this. I have missed a lot of Accor benefits with Fairmont since the Chase card went away & have been wanting to do a nice Canada trip. Thank goodness Bilt kept my Plat status thru 1.15.25 to actually take advantage instead of ending 1.1 like I initially thought would be the case.
Lame, Bilt. You’re beginning to show your lack of innovation. Sad
Bilt is great at its core competency of awarding points on rent. That means I get 50k points in a year I wouldn’t otherwise get. Considering the card has no annual fee, everything else means nothing to me. The card could have no bonus categories and no perks whatsoever, for all I care.
I feel exactly the same.
Exactly. But in some ways all this other stuff detracts from the card, no?
Look at the app, for example. It’s a convoluted mess that hides the important stuff (card balance, point transfers) behind a series of taps.
Anyway, winning formula seems to be rent plus four $2 Dunkin reloads per month.
a vending machine in my apt. building counts as "dining" on bilt so I get an extra point or two with my milky way bar.
While the continued "devaluation" of Rent Day is annoying, what's even worse is Richard Kerr's insistence on moving this towards a "we want you to chase status" product. I get the idea, it's not much different than many airline programs these days. However, the airlines lay out benefits/rewards up front: you know what you're chasing for throughout the year.
I can't imagine placing high amounts of spend on a Bilt Card, just hoping that...
While the continued "devaluation" of Rent Day is annoying, what's even worse is Richard Kerr's insistence on moving this towards a "we want you to chase status" product. I get the idea, it's not much different than many airline programs these days. However, the airlines lay out benefits/rewards up front: you know what you're chasing for throughout the year.
I can't imagine placing high amounts of spend on a Bilt Card, just hoping that one month that year there's a transfer bonus/other benefit that makes it worthwhile.
And yet, from closely following these posts over the past 18 months or so, it’s clear that quite a few people do just that — attempt to make it a primary spend card, strategically making bulk purchases on the 1st of each month.
Weird.
I try to put $1k spend on the 1st on my Bilt card and do most all my dining purchases at 3x. Why?
1. Alaska is a transfer partner. I've gotten great value recently using AK points. The fact that United and Hyatt are also partners makes it an easy choice over Chase.
2. Even though I could get 4x on dining with Amex, I get plenty through their sign-up bonus points parade.
It's working for me. YMMV.
It would have been nice to see added perks for Bilt members that already have ALL status. I’m Bilt Blue and ALL silver. It would have been nice to have that recognized and give me Gold status
More BS from BILT.
The sooner they switch to more “boring” yet consistent transfer bonuses (1.25X, like every other bank) the better.
Ben - maybe there's a typo that needs correcting to clarifyALL Platinum status can be received for 5k Bilt points -
"Bilt Platinum members can receive complimentary ALL Silver status, ALL Gold status for 2,000 points, or ALL PLATINUM status for 5,000 points."
@ Art_Czar -- Fixed, thank you!